Residential Mortgage Loan Advisor

Bank of America; Bethesda (MD); On-site; USD 67,000 - 77,000; Full time

Job summary

Bank of America is seeking a Credit Solutions Advisor II in Bethesda, MD to provide consumer lending advice to new-to-bank clients and external business development. The role requires building relationships with real estate professionals, builders, and other centers of influence while managing the loan process in accordance with lending guidelines and SAFE Act requirements.

You will source clients independently, manage pipelines, and deliver compliant, customer-focused lending solutions in a

Qualifications

• High School Diploma or GED required.
• 3+ years of loan origination experience with self-sourced purchase business.
• Strong knowledge of Conventional, Jumbo and Government loan products.
• Ability to analyze income, assets and liabilities to qualify clients.
• Experience with processing, underwriting or closing procedures.
• Knowledge of federal real estate lending regulations.

Responsibilities

• Provide consumer lending advice and solutions to clients.
• Engage in community networking to grow client base and market share.
• Develop solutions based on lending processes and credit guidelines.
• Manage daily client and loan pipelines with organization and collaboration with loan partners.
• Leverage digital channels to offer clients flexible service options.
• Ensure compliance with federal/state regulations and bank requirements.

Skills

Business Development

Client Management

Credit and Risk Assessment

Pipeline Management

Networking

Relationship Building

Attention to Detail

Communication

Time Management

Education

High School Diploma / GED / Secondary School or equivalent

Tools

MS Office

Job description

Bank of America is seeking a Credit Solutions Advisor II in Bethesda, MD to provide consumer lending advice to new-to-bank clients and external business development. The role requires building relationships with real estate professionals, builders, and other centers of influence while managing the loan process in accordance with lending guidelines and SAFE Act requirements.

You will source clients independently, manage pipelines, and deliver compliant, customer-focused lending solutions in a