Residential Mortgage & Lending Advisor

Bank of America; Coral Gables (FL); On-site; USD 67,000 - 77,000; Full time

Job summary

Bank of America is seeking a Credit Solutions Advisor II to provide residential mortgage lending advice to new-to-bank clients and engage in external business development. You will leverage Realtors, builders, and Centers of Influence to generate self-sourced loan opportunities while adhering to credit guidelines and SAFE Act requirements.

The role requires strong communication, organization, and the ability to manage multiple tasks in a fast-paced environment, with a focus on delivering

Qualifications

• 3+ years in a loan origination role with self-sourced purchase business.
• Knowledge of Conventional, Jumbo and Government loan products.
• Ability to analyze income, assets and liabilities for loan qualification.
• Understanding of processing, underwriting and closing procedures.
• Working knowledge of real estate lending regulations.

Responsibilities

• Provides exceptional client care by offering advice oriented solutions with Consumer Lending and Core Banking products.
• Engages in community development, outside sales activities, and external networking to responsibly grow client and market share.
• Understands lending processes and credit guidelines to develop solutions for client needs.
• Manages daily client and loan pipelines with organization and collaboration with loan fulfillment partners.
• Leverages digital solutions, providing clients with a choice in service pathways.
• Maintains compliance with federal and state regulations and bank-operational requirements.

Skills

Business Development

Client Management

Customer Focus

Prospecting

Risk Management

Account Management

Client Solutions Advisory

Credit and Risk Assessment

Pipeline Management

Referral Identification

Attention to Detail

Credit Documentation Requirements

Networking

Relationship Building

Education

High School Diploma / GED

Job description

Bank of America is seeking a Credit Solutions Advisor II to provide residential mortgage lending advice to new-to-bank clients and engage in external business development. You will leverage Realtors, builders, and Centers of Influence to generate self-sourced loan opportunities while adhering to credit guidelines and SAFE Act requirements.

The role requires strong communication, organization, and the ability to manage multiple tasks in a fast-paced environment, with a focus on delivering