Residential Mortgage Lending Specialist

Southside Bank; Fort Worth (TX); Presencial; USD 55.000 - 85.000; Jornada completa

Descripción de la vacante

Southside Bank in Fort Worth, TX is seeking a Mortgage Loan Officer to originate portfolio and secondary market mortgage products. This full-time role reports to the Director of Mortgage Lending and is based at University Center.

Responsibilities include interviewing applicants, analyzing data, coordinating disclosures, submitting packages, and communicating loan decisions. Bachelor's degree not required; relevant experience preferred.

Formación

• Interviews residential mortgage loan applicants and collects information to complete loan applications.
• Analyzes data including credit reports and underwriting findings.
• Recommends and outlines loan options for applicants.
• Follows compliance for disclosure documents delivery.
• Submits applications to processing and notifies applicants of loan decisions.

Responsabilidades

• Interviews residential mortgage loan applicants and request information to complete a thorough loan application.
• Compiles and analyzes data for residential loan applicants including credit report and automated underwriting findings.
• Recommends and outlines loan options.
• Coordinate with Compliance for the delivery of the Disclosure documents
• Submits completed application package to processing.
• Notifies applicant of loan decision. Corresponds with customers, applicants or creditors to resolve questions for loan approval.
• Provides annual production goals and monthly closing projection reports.
• Understands and follows all local, state and federal laws and regulations as they apply to residential loans and security agreements.
• Participate in proactive team efforts to achieve departmental and company goals.
• Provide leadership to others through example and sharing of knowledge/skill.
• Perform other duties as assigned.

Conocimientos

Interviewing applicants

Underwriting knowledge

Customer communication

Financial analysis

Educación

Associate's degree or equivalent

Descripción del empleo

Southside Bank in Fort Worth, TX is seeking a Mortgage Loan Officer to originate portfolio and secondary market mortgage products. This full-time role reports to the Director of Mortgage Lending and is based at University Center.

Responsibilities include interviewing applicants, analyzing data, coordinating disclosures, submitting packages, and communicating loan decisions. Bachelor's degree not required; relevant experience preferred.