Residential Mortgage Advisor

Regions Bank; Belle Chasse (LA); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Life Insurance

Parental Leave

Employee Assistance Program

Job summary

Regions Bank is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. The role involves completing applications, evaluating credit, maintaining client contact, and adhering to lending regulations.

Ideal candidates will have at least a high school diploma and one year of mortgage lending experience, with a track record in building referral partnerships. Commission-based pay and a benefits package are offered.

Qualifications

• High School Diploma or GED.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience developing external business via referral partners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress and obtaining required documentation.
• Structures loan to comply with lending practices and regulations.
• Develops marketing/business plan and target contact list.
• Responds to customer calls and walk-in discussions about loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sell other bank products and services.
• Reads surveys and appraisals and addresses encroachments/violations.
• Participates in networking to promote and market loan products.

Skills

Organizational skills

Mortgage products knowledge

Regulatory knowledge

Relationship building

Multi-tasking

MS Office proficiency

Sales acumen

Communication skills

Education

High School Diploma or GED

Bachelor's degree

Job description

Regions Bank is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. The role involves completing applications, evaluating credit, maintaining client contact, and adhering to lending regulations.

Ideal candidates will have at least a high school diploma and one year of mortgage lending experience, with a track record in building referral partnerships. Commission-based pay and a benefits package are offered.