Residential Lending Leader — Growth & Compliance

Ives Bank; Danbury (CT); On-site; USD 150,000 - 210,000; Full time

Job summary

Ives Bank in Danbury, CT seeks a seasoned Head of Residential Lending to oversee the mortgage origination through post-closing processes. You will lead business development to reach annual production targets, ensure compliance with GAAP and SOX, and guide a team of lending professionals.

This role requires strong supervision, risk assessment, and deep knowledge of mortgage regulations to drive responsible growth.

Qualifications

• Excellent written and oral communication skills to interact with customers and our internal team.
• Proven high level management skills.
• Minimum of 5 years of experience in mortgage management or a similar role.
• Strong knowledge of mortgage lending practices, regulations, and industry standards.
• Familiarity with financial services software and systems.
• Excellent analytical skills with the ability to assess risk and make informed decisions.
• Strong understanding of GAAP principles and regulatory reporting requirements.
• Knowledge of SOX (Sarbanes-Oxley Act) compliance is preferred

Responsibilities

• Responsible for new business development and identifying strategic opportunities to grow mortgage lending.
• Oversight of the overall planning and development to ensure the bank’s annual consumer loan goals are met
• Responsible for meeting the goals set for portfolio and loan sale mix
• Develop overall strategies to achieve annual department goals other than production goals
• Meet annual requirements for FTHB seminars and mortgage days in all Ives Bank markets
• Audit and reviews results are less than two report findings per audit
• Audit and reviews are prepared and responses to audits occur within established timelines
• Ensure through lending process that loans are underwritten and approved following Ives Bank policies and procedures
• Maintain up to date knowledge of changing legislation so that Ives Bank complies with all state and federal compliance regulations
• Adheres to company policies and procedures on loans sold to investors ensuring they meet the investors guidelines
• Is aware of and complies with CRA guidelines and policies, ethics policy, and non-discrimination policy

Skills

Communication skills

Management skills

Analytical skills

GAAP knowledge

SOX compliance (preferred)

Job description

Ives Bank in Danbury, CT seeks a seasoned Head of Residential Lending to oversee the mortgage origination through post-closing processes. You will lead business development to reach annual production targets, ensure compliance with GAAP and SOX, and guide a team of lending professionals.

This role requires strong supervision, risk assessment, and deep knowledge of mortgage regulations to drive responsible growth.