Remote Underwriter for Small Group Health Plans

Sana Benefits, Inc.; United States; Remote; USD 85,000 - 115,000; Full time

Benefits offered by this job

Remote work

Flexible vacation

Health insurance

401(k) with match

Parental leave

Disability & life insurance

Stock options

Learning budget

Job summary

Sana Benefits, Inc. is seeking an experienced Underwriter to support our small group level-funded products. You will balance profitability with competitive offers, collaborating with Sales, Actuarial, and Product to price accurately and manage risk.

You will analyze risk, help refine underwriting guidelines, and monitor outcomes to inform pricing. This role is fully remote in the US, with a strong emphasis on collaboration and continuous improvement.

Qualifications

• 3+ years of underwriting experience in small groups/level-funded products.
• Strong pricing knowledge and risk assessment capabilities.
• Excellent communication to explain underwriting decisions to non-technical stakeholders.
• Collaborative and proactive with cross-functional teams.

Responsibilities

• Evaluate employer group risk and determine pricing for level-funded plans.
• Collaborate with Sales to craft competitive proposals while preserving profitability.
• Analyze risk factors and balance risk tolerance with growth goals.
• Help design underwriting guidelines, processes, and tools as we scale.
• Partner with Product, Actuarial, and Customer Success to improve end-to-end experience.
• Monitor underwriting outcomes and market dynamics to inform pricing and risk strategies.

Skills

Underwriting experience

Small group underwriting

Pricing knowledge

Risk assessment

Data analysis (Excel)

Communication

Collaboration

Tools

Underwriting automation tools

Job description

Sana Benefits, Inc. is seeking an experienced Underwriter to support our small group level-funded products. You will balance profitability with competitive offers, collaborating with Sales, Actuarial, and Product to price accurately and manage risk.

You will analyze risk, help refine underwriting guidelines, and monitor outcomes to inform pricing. This role is fully remote in the US, with a strong emphasis on collaboration and continuous improvement.