Remote Health Benefits Underwriter - Quotes & Growth

RT Specialty, LLC; Northern (KY); Hybride; USD 112 000 - 140 000; Plein temps

Résumé du poste

RT Specialty, LLC is seeking a Benefits Underwriter to quote, rate, and issue new business, quotes, renewals, and endorsements for Health coverage. You will collaborate with Sales, Claims, and Operations to drive growth and maintain profitability while adhering to compliance standards.

The role emphasizes case underwriting, risk assessment with underwriting software, and achieving premium targets across the assigned territory.

Qualifications

• Bachelor’s degree in business, finance, economics, or related field.
• Licensed in state health insurance (preferred).
• Certifications such as ChHC or RHU are a plus.
• Experience with health insurance underwriting tools and software.

Responsabilités

• Case underwriting of Health coverage for renewals and new business (manual rating and experience rating).
• Analyze, select, evaluate price risks, and communicate actions to sales team and brokers.
• Deliver timely quotes and binders by calculating premiums based on risk and coverage.
• Evaluate risk using underwriting software and guidelines.
• Achieve new business premium targets, retention targets, and loss ratio targets for the territory.
• Service assigned accounts and brokers with underwriting and sales teams.
• Review and approve case referrals where applicable.
• Analyze applicant information including medical histories and financial data.
• Collaborate with Claims, Actuarial, Operations, Finance, Legal and Compliance.
• Liaise with stakeholders to ensure awareness of underwriting activities needing support.
• Adhere to internal and external compliance standards and implement new ones.
• Support revenue goals with distribution and broker relationships.
• Engage in ongoing education on industry trends and regulations.
• Perform quarterly self-audits and act on recommendations.
• Train to ensure compliance with underwriting authority and sales practices.
• Strategize with territory team to target market segments and broker distribution.

Formation

Bachelor’s degree in business, finance, economics, or related field

State Accident and Health Insurance license (plus)

Charter Healthcare Consultant (ChHC) or RHU (plus)

Underwriting software use

Outils

Underwriting software

Description du poste

RT Specialty, LLC is seeking a Benefits Underwriter to quote, rate, and issue new business, quotes, renewals, and endorsements for Health coverage. You will collaborate with Sales, Claims, and Operations to drive growth and maintain profitability while adhering to compliance standards.

The role emphasizes case underwriting, risk assessment with underwriting software, and achieving premium targets across the assigned territory.