Remote Third-Party Collections Specialist — Commission

LCS Financial Services Corporation; Lexington (KY); Remote; USD 42,000 - 66,000; Full time

Benefits offered by this job

Remote work

Commission

Mon-Fri schedule

Healthcare benefits

Life & Disability

401k

Paid holidays

DTO

Team-oriented environment

Job summary

LCS Financial Services Corporation is hiring for a remote Collections Specialist to manage inbound and outbound calls, negotiate settlements, and drive recovery while ensuring compliance. This position supports a nationwide team and offers performance-based compensation.

Ideal candidates bring 2+ years in third-party debt collection, excellent communication, and the ability to work independently from a designated home office. Remote work requires state eligibility and reliable internet.

Qualifications

• Minimum of 2 years of third-party debt collection experience.
• Strong negotiation, persuasion, and conflict-resolution skills.
• Proven ability to manage collection accounts and negotiate successful payment arrangements.
• Excellent verbal communication, active listening, and telephone etiquette.
• Strong organizational skills and attention to detail.
• Ability to work independently while contributing to team goals.
• Professionalism, reliability, accountability, and a positive attitude.
• Working knowledge of applicable debt collection laws and regulations.
• High school diploma or equivalent.
• Ability to maintain a professional, distraction-minimized remote workspace suitable for confidential customer conversations.
• Reliable internet connectivity sufficient to perform job responsibilities.
• Ability to remain available, responsive, and productive throughout scheduled working hours.
• Must reside and work in an LCS-approved state.

Responsibilities

• Managing inbound and outbound collection calls to negotiate resolutions on delinquent accounts.
• Negotiating payment arrangements and settlement agreements based on borrowers' individual financial circumstances.
• Utilizing skip-tracing tools and investigative techniques to locate borrowers and relevant assets.
• Managing assigned account portfolios and prioritizing collection activities to maximize recovery opportunities.
• Consistently working toward individual and departmental performance goals.
• Maintaining accurate and detailed account documentation.
• Delivering professional, respectful customer interactions while navigating difficult conversations.
• Ensuring compliance with applicable federal, state, and local collection laws, company policies, and regulatory requirements.
• Maintaining consistent communication with management and team members while working remotely.

Skills

Debt collection

Negotiation

Communication

Active listening

Regulatory compliance

Time management

Independent work

Education

High school diploma or equivalent

Job description

LCS Financial Services Corporation is hiring for a remote Collections Specialist to manage inbound and outbound calls, negotiate settlements, and drive recovery while ensuring compliance. This position supports a nationwide team and offers performance-based compensation.

Ideal candidates bring 2+ years in third-party debt collection, excellent communication, and the ability to work independently from a designated home office. Remote work requires state eligibility and reliable internet.