Remote Senior Mortgage Underwriter – West Coast

Sutherland; Arizona; Remote; USD 65,000 - 90,000; Full time

Job summary

Sutherland Mortgage Services Inc. is hiring a Mortgage Underwriter to work from home. The role requires analyzing employment profiles, credit strength, and property details to make informed credit decisions on mortgage applications.

Ideal candidates have strong communication and analytical skills, with 5+ years of underwriting experience and familiarity with AUS and Encompass/ Empower. The position offers a work-from-home setup with provided equipment and nationwide coverage.

Qualifications

• Experience in mortgage underwriting and decisioning on applications.
• Strong communication skills, written and verbal.
• Solid analytical abilities and attention to detail.
• Familiarity with regulatory guidelines and investor requirements.

Responsibilities

• Decision incoming applications consistent with internal, client and investor policies.
• Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision on each mortgage application.
• Prioritize deals in Workflow queue in order to minimize turnaround time.
• Select required conditions on each deal to be satisfied prior to funding.
• Using the underwriting system, input: selected conditions, credit information, property details, and borrower information.
• Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received.
• Review documentation for compliance with internal and regulatory guidelines.
• Correspond with processors to attain outstanding documentation needed to complete requirements as stipulated on the commitment.

Skills

Mortgage underwriting

Communication skills

Analytical skills

Multitasking

Regulatory knowledge

Tools

AUS

Encompass/ Empower

Job description

Sutherland Mortgage Services Inc. is hiring a Mortgage Underwriter to work from home. The role requires analyzing employment profiles, credit strength, and property details to make informed credit decisions on mortgage applications.

Ideal candidates have strong communication and analytical skills, with 5+ years of underwriting experience and familiarity with AUS and Encompass/ Empower. The position offers a work-from-home setup with provided equipment and nationwide coverage.