Remote Senior Life Underwriter – Underwriting Strategies

Ethos; United States; Remote; USD 77,000 - 181,000; Full time

Job summary

Ethos is seeking a visionary to advance underwriting technology. You will collaborate with end-users and engineers to continuously improve our underwriting ecosystem, focusing on rules engines, data-driven models, and automated decision-making.

You will drive prioritization, document underwriting criteria, and deliver actionable plans across product, engineering, operations, and finance. This role emphasizes customer-centric solutions and rapid, ROI-aligned improvements.

Qualifications

• 5-10+ years of life new business underwriting and case management experience.
• Extensive experience with underwriting rules engines and rules management.
• Comfortable working in an agile environment and leveraging systems such as JIRA.
• An understanding of data and models in the underwriting process.
• The ability to communicate results and needs among multiple parties.
• A record of identifying opportunities and quickly delivering solutions.
• Desire to be a team player in a dynamic environment.
• An obsession with the customer and ability to challenge the status quo.

Responsibilities

• Ongoing analysis and monitoring of rules engine and workbench performance.
• Continued review of evidence and synthesization of underwriting data from all sources.
• Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines.
• Creation of specific recommendations and action plans to drive automated underwriting decisions and process improvement across underwriting and case management.
• Act as both an owner and contributor to multiple projects and initiatives.
• Solidify protocols for rule and system enhancements.
• Maintain appropriate documentation for underwriting criteria, guidelines and workflows.
• Ability to prioritize system decisions based on business need, business case and ROI.
• Serve as underwriting process expert and liaison to work cross-functionally with colleagues and partners in product, engineering, operations, finance, marketing, legal, etc
• Ensure end-user proficiency with new systems, programs, and applications across departments through onboarding training and regular updates.
• Work with engineers to serve as a business liaison in order to efficiently integrate new data, models, partners programs, and applications as the need arises

Skills

Underwriting experience

Rules engines

Agile

Communication

Data in underwriting

Teamwork

Customer focus

ROI awareness

Tools

JIRA

Job description

Ethos is seeking a visionary to advance underwriting technology. You will collaborate with end-users and engineers to continuously improve our underwriting ecosystem, focusing on rules engines, data-driven models, and automated decision-making.

You will drive prioritization, document underwriting criteria, and deliver actionable plans across product, engineering, operations, and finance. This role emphasizes customer-centric solutions and rapid, ROI-aligned improvements.