Sr Life Underwriter, Underwriting Strategies

Ethos; United States; Remote; USD 77,000 - 181,000; Full time

Job summary

Ethos is seeking a visionary to advance underwriting technology. You will collaborate with end-users and engineers to continuously improve our underwriting ecosystem, focusing on rules engines, data-driven models, and automated decision-making.

You will drive prioritization, document underwriting criteria, and deliver actionable plans across product, engineering, operations, and finance. This role emphasizes customer-centric solutions and rapid, ROI-aligned improvements.

Qualifications

• 5-10+ years of life new business underwriting and case management experience.
• Extensive experience with underwriting rules engines and rules management.
• Comfortable working in an agile environment and leveraging systems such as JIRA.
• An understanding of data and models in the underwriting process.
• The ability to communicate results and needs among multiple parties.
• A record of identifying opportunities and quickly delivering solutions.
• Desire to be a team player in a dynamic environment.
• An obsession with the customer and ability to challenge the status quo.

Responsibilities

• Ongoing analysis and monitoring of rules engine and workbench performance.
• Continued review of evidence and synthesization of underwriting data from all sources.
• Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines.
• Creation of specific recommendations and action plans to drive automated underwriting decisions and process improvement across underwriting and case management.
• Act as both an owner and contributor to multiple projects and initiatives.
• Solidify protocols for rule and system enhancements.
• Maintain appropriate documentation for underwriting criteria, guidelines and workflows.
• Ability to prioritize system decisions based on business need, business case and ROI.
• Serve as underwriting process expert and liaison to work cross-functionally with colleagues and partners in product, engineering, operations, finance, marketing, legal, etc
• Ensure end-user proficiency with new systems, programs, and applications across departments through onboarding training and regular updates.
• Work with engineers to serve as a business liaison in order to efficiently integrate new data, models, partners programs, and applications as the need arises

Skills

Underwriting experience

Rules engines

Agile

Communication

Data in underwriting

Teamwork

Customer focus

ROI awareness

Tools

JIRA

Job description

About Ethos

Ethos (Nasdaq: $LIFE) is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the role

Are you passionate about building best in class underwriting technology? The role seeks a visionary with ability to communicate across departments effectively and bring ideas to life. You'll need to partner with end-users of Ethos systems and engineers to create a constant and virtuous cycle of improvements on our underwriting ecosystem.

Duties and Responsibilities

• Ongoing analysis and monitoring of rules engine and workbench performance
• Continued review of evidence and synthesization of underwriting data from all sources
• Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines
• Creation of specific recommendations and action plans to drive automated underwriting decisions and process improvement across underwriting and case management
• Act as both an owner and contributor to multiple projects and initiatives
• Solidify protocols for rule and system enhancements
• Maintain appropriate documentation for underwriting criteria, guidelines and workflows
• Ability to prioritize system decisions based on business need, business case and ROI
• Serve as underwriting process expert and liaison to work cross-functionally with colleagues and partners in product, engineering, operations, finance, marketing, legal, etc
• Ensure end-user proficiency with new systems, programs, and applications across departments through onboarding training and regular updates
• Work with engineers to serve as a business liaison in order to efficiently integrate new data, models, partners programs, and applications as the need arises

Qualifications and Skills

• 5-10+ years of life new business underwriting and case management experience
• Extensive experience with underwriting rules engines and rules management
• Comfortable working in an agile environment and leveraging systems such as JIRA
• An understanding of data and models in the underwriting process
• The ability to communicate results and needs among multiple parties
• A record of identifying opportunities and quickly delivering solutions
• Desire to be a team player in a dynamic environment
• An obsession with the customer and ability to challenge the status quo

#LI-Remote #LI-AG1

The US national base salary range for this full-time position is $77,000 -$181,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.