Remote Risk Manager for Luxury Home Property, Western US

PURE Insurance; United States; À distance; USD 80 000 - 100 000; Plein temps

Résumé du poste

PURE Risk Managers perform independent risk assessments to evaluate complex property exposures and support underwriting and loss prevention strategies for our members who are owners of the finest built homes. Risk Managers apply professional judgment, technical expertise, and discretion to assess risk and determine replacement cost.

This remote position requires extensive travel throughout the Western United States to conduct in-home risk assessments.

Qualifications

• Bachelor’s degree preferred but not required – relevant field experience is highly valued
• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices
• OR 5+ years of experience in high-value home construction, skilled trades, home inspection, appraisal, or a related field
• Strong interpersonal and oral and written communication skills are a must
• Demonstrated ability to apply independent judgment and discretion in complex situations
• Ability to work independently with minimal supervision
• Detail-oriented with strong problem-solving skills
• Professional, trustworthy and passionate about helping others
• Ability and willingness to travel extensively throughout the Western United States

Responsabilités

• Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
• Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
• Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
• Using professional judgment, technical expertise, and discretion, this role assesses property conditions, evaluates replacement cost considerations, identifies material risk factors, and determines the significance of exposures that may affect underwriting decisions, loss potential, and business operations.
• Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
• Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios.
• Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions.
• Travel regularly throughout the Western United States to conduct in-home assessments and engage directly with members.
• Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.
• Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction

Connaissances

Independent judgment

Communication skills

Travel willingness

Detail-oriented

Professionalism

Formation

Bachelor’s degree preferred

Description du poste

PURE Risk Managers perform independent risk assessments to evaluate complex property exposures and support underwriting and loss prevention strategies for our members who are owners of the finest built homes. Risk Managers apply professional judgment, technical expertise, and discretion to assess risk and determine replacement cost.

This remote position requires extensive travel throughout the Western United States to conduct in-home risk assessments.