Remote Property Claims Inspector & Field Loss Specialist

State Farm; Dayton (OH); Remote; USD 63,000 - 90,000; Full time

Benefits offered by this job

Annual raise and bonus

Health and wellbeing programs

Tuition assistance and 401(k) matching

Job summary

State Farm is seeking a Property Field Inspection Claims Specialist to handle accident and weather-related homeowners, commercial, and large losses. You will meet insureds, explain coverage, estimate damages, and guide them through the claims process with remarkable service.

The role requires on-site field work in the Dayton, OH area with remote/field flexibility and travel as needed. Strong communication, policy interpretation, and Xactimate experience are preferred.

Qualifications

• Bachelor's degree in a related field such as Risk Management, Insurance, Business, Construction Management.
• Experience in property insurance claims is preferred.
• Ability to interpret policies and apply guidelines to claims.

Responsibilities

• Conduct on-site inspections and assessments for residential and commercial claims.
• Gather information from insureds, agents and others to resolve claims efficiently.
• Provide excellent customer service throughout the claims process.
• Investigate and adjust property claims up to $500,000 exposure.
• Evaluate coverage and negotiate settlements within policy terms and company guidelines.

Skills

Problem solving

Policy interpretation

Communication skills

Detail-oriented

Driving

Education

Bachelor's Degree in Risk Management / Insurance / Business / Construction Management

Tools

Xactimate

XactContents

Job description

State Farm is seeking a Property Field Inspection Claims Specialist to handle accident and weather-related homeowners, commercial, and large losses. You will meet insureds, explain coverage, estimate damages, and guide them through the claims process with remarkable service.

The role requires on-site field work in the Dayton, OH area with remote/field flexibility and travel as needed. Strong communication, policy interpretation, and Xactimate experience are preferred.