Remote Personal Lines Property Underwriter (Unlimited PTO)

Red Dog Capital, LLC; San Francisco (CA); Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Remote-first

Unlimited PTO

Medical, dental, vision insurance

401(k)

Job summary

Delos Insurance Solutions is seeking an experienced Personal Lines Property Underwriter to support our growing underwriting operations. This role evaluates new business and renewal submissions, assesses property risks, and maintains strong relationships with appointed agents.

The ideal candidate brings a strong background in personal lines property insurance, sound underwriting judgment, and the ability to balance profitable risk selection with business growth.

Qualifications

• 3–5 years of property underwriting or related personal lines insurance experience.
• Strong understanding of underwriting principles, risk assessment, and risk selection.
• Demonstrated ability to evaluate risks, apply underwriting guidelines, and make sound decisions within assigned authority.
• Strong communication and interpersonal skills with a customer-service mindset.
• Experience using underwriting platforms, exposure assessment tools, or business intelligence dashboards.
• Ability to manage multiple priorities, meet deadlines, and collaborate effectively.
• Strong attention to detail, analytical thinking, and sound judgment in balancing risk and business objectives.

Responsibilities

• Review, evaluate, and underwrite new business and renewal submissions for homeowners and other residential property lines.
• Manage daily underwriting activities, including inspection reviews, endorsements, and system-generated tasks.
• Assess property risk characteristics in accordance with established underwriting guidelines and company risk appetite.
• Identify and select profitable risks while minimizing adverse selection.
• Meet or exceed established production and quality standards.
• Exercise assigned underwriting authority to approve minor exceptions, including one class deviation or one guideline exception, where permitted.
• Escalate exceptions outside assigned authority to a Senior Underwriter for approval.

Skills

Property underwriting

Underwriting guidelines

Communication skills

Excel

Detail oriented

Tools

Excel

Underwriting platforms

Job description

Delos Insurance Solutions is seeking an experienced Personal Lines Property Underwriter to support our growing underwriting operations. This role evaluates new business and renewal submissions, assesses property risks, and maintains strong relationships with appointed agents.

The ideal candidate brings a strong background in personal lines property insurance, sound underwriting judgment, and the ability to balance profitable risk selection with business growth.