Remote Perkins Loan Portfolio Analyst Lead

Goldschmitt and Associates; United States; Remote; USD 70,000 - 79,000; Full time

Benefits offered by this job

401(k) with immediate vesting

Paid Federal Holidays

Tuition Reimbursement

Medical Insurance, including Vision иn

Disability Insurance

Life Insurance

FSA/HSA Programs

Commuter Benefits Program

Adoption Assistance Program

Employee Assistance Program

Caregiver Support Program

Health Advocacy Program

Financial Wellbeing Support

Job summary

Goldschmitt and Associates seeks a Loan Analyst to oversee the Federal Perkins Loan portfolio, lead staff handling borrower account reviews, adjustments, reconciliations, and compliance tasks.

The role requires strong analytical skills, deep knowledge of loan accounting principles, and the ability to interpret Perkins Program regulations while guiding team members and supporting audits. This position is remote with competitive benefits.

Qualifications

• Knowledge of Perkins Loan program regulations.
• Ability to audit and reconcile loan balances and payments.
• Strong analytical and leadership skills.
• Excellent written, verbal, and interpersonal communication.

Responsibilities

• Analyze and maintain borrower accounts within the Perkins Loan portfolio.
• Review payment activity, interest accrual, deferment, forbearance, cancellation, and default status.
• Investigate and resolve account discrepancies, misapplied payments, and balance inconsistencies.
• Coordinate account updates with third‑party servicers and collection agencies.
• Experience managing contract modification activities, change requests, and deliverable updates.
• Perform monthly and quarterly reconciliation of the Perkins Loan servicing system to the institution’s general ledger.
• Prepare portfolio reports including: outstanding principal and interest, delinquency and default aging, cash activity and collections, and rehab activity.
• Support year‑end financial reporting and audit preparation.
• Assist with audit and other regulatory reviews.
• Ensure compliance with Federal Perkins Loan Program regulations and institutional policies.
• Monitor due diligence requirements for billing, collections, and default prevention.
• Maintain audit‑ready documentation for account adjustments and reporting.
• Identify compliance risks and recommend corrective actions.
• Analyze portfolio trends and identify areas for operational improvement.
• Develop tracking tools and reports to enhance oversight and decision‑making.
• Support system upgrades, data validation, and servicing transitions as needed.

Skills

Team leadership

Audit and reconciliation

Financial analysis

Excel proficiency

Communication skills

Education

High school diploma or GED

Bachelor’s degree in accounting or finance

Tools

Microsoft Excel

Job description

Goldschmitt and Associates seeks a Loan Analyst to oversee the Federal Perkins Loan portfolio, lead staff handling borrower account reviews, adjustments, reconciliations, and compliance tasks.

The role requires strong analytical skills, deep knowledge of loan accounting principles, and the ability to interpret Perkins Program regulations while guiding team members and supporting audits. This position is remote with competitive benefits.