Remote P&C Claims Litigation & Coverage Specialist

Swyfft; United States; On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Disability insurance

Life insurance

401K

Paid time off

Company holidays

Job summary

Swyfft is seeking a remote Property & Casualty Claims Litigation Specialist, Coverage, to serve as the technical resource for coverage analysis on homeowners and commercial claims. You will draft letters, communicate decisions, and oversee defense/coverage counsel across a multi-state portfolio.

Ideal candidates have 5–7 years handling property/casualty coverage and litigation, with strong communication skills and a proven ability to drive cost containment while ensuring timely, fair outcomes.

Qualifications

• 5-7 years of experience handling coverage issues on property and casualty claims.
• 5-7 years of litigation experience in a multi-state environment.
• Experience drafting coverage correspondence (e.g., reservation of rights letters, coverage denial letters, DISCLAIMERS) is required.
• Working knowledge of property and casualty coverage issues, including duty to defend versus duty to indemnify.

Responsibilities

• Ensure that all assigned coverage matters are resolved timely, reserved accurately, and handled fairly (and in compliance with state and company guidelines).
• Review litigated complaints for proper handling and develop coverage-related legal strategies with counsel.
• Work with multiple external/outside attorneys and provide direction related to coverage positions and legal strategy.
• Correspond and communicate with policyholders, agents, experts, and service providers to gather information needed for coverage analysis and decisions.
• Evaluate and apply the insurance contract as it pertains to coverage determinations.
• Create and maintain comprehensive claim handling notation in our electronic claims management system and other related applications.
• Review coverage on assigned claims and identify coverage positions, gaps, and issues, including duty to defend versus duty to indemnify considerations.
• Draft coverage denial letters and reservations of rights that are clear, well-supported, and legally sound.
• Communicate tender of defense and indemnification decisions to insureds, claimants, and defense/coverage counsel.
• Review and evaluate large to complex injury demands as they relate to coverage and reserving decisions.
• Monitor defense and coverage counsel on assigned matters for accurate, efficient handling, including cost containment and litigation management support.

Skills

Coverage analysis

Litigation management

Legal drafting

Stakeholder communication

Cost containment

Team leadership

Education

Bachelor’s degree or equivalent experience

Tools

IMS/LSS/Symbility

Job description

Swyfft is seeking a remote Property & Casualty Claims Litigation Specialist, Coverage, to serve as the technical resource for coverage analysis on homeowners and commercial claims. You will draft letters, communicate decisions, and oversee defense/coverage counsel across a multi-state portfolio.

Ideal candidates have 5–7 years handling property/casualty coverage and litigation, with strong communication skills and a proven ability to drive cost containment while ensuring timely, fair outcomes.