Daily Claims Representative (P&C Insurance)

Swyfft, LLC; Northern (KY); Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental, Vision

Short- & Long-Term Disability

Life & AD&D

FSA/HSA options

401K with matching

PTO 20 days + holidays

Job summary

Swyfft is seeking an experienced desk adjuster to handle homeowner/property claims in a fast-paced, remote U.S.-based role. You will liaise between policyholders and vendors to ensure a fast, friendly claims experience.

You’ll need 5+ years of desk adjusting experience, strong knowledge of loss estimating and construction, and the ability to thrive in a metrics-driven environment. We offer extensive benefits and a collaborative team.

Qualifications

• 5+ years as a desk adjuster in homeowner/property claims.
• Experience understanding policies and applying coverage.

Responsibilities

• Investigate liability in homeowner property losses.
• Communicate with policyholders, agents, and vendors via phone, email, and internal systems.
• Manage a pending claim load at various stages of the process.
• Apply policy details to ensure accurate payments and declinations.
• Interpret loss estimates, engineers' reports, and construction terminology.
• Maintain claim notations in the CMS and related apps.

Skills

Claims experience

Communication

Multitasking

Detail oriented

Education

Bachelor’s degree or equivalent

High School Diploma or GED

Tools

MS Office

Claims management systems

Cotality

Job description

At Swyfft, we're reshaping the way home insurance and commercial package products are priced and bound. We've created an insurance experience that's smart, instant, and designed to deliver unparalleled customer service.

Our focus on lightning-fast quotes and seamless claims servicing is powered by cutting-edge technology and an Agent and Customer-centric approach that sets us apart in the industry.

Joining Swyfft means becoming part of a dynamic team of forward-thinkers who thrive on moving fast and delivering exceptional products. We pride ourselves on fostering an environment where creativity and positive energy thrive.

As we continue to grow and expand, we're on the lookout for experienced professionals like you to join us in transforming the insurance landscape. If you're passionate about leveraging technology to provide the best customer service experience and are ready to be a part of our journey, we welcome you to explore opportunities at Swyfft!

About the Position:

Our team of experienced desk adjusters are the best of the best when it comes to handling homeowner property claims. In this role you will act as the liaison between Swyfft's policy holders and vendors by providing a fast and friendly claims experience. A "Swyfft" mindset equals happier policy holders.

*This position is a 100% remote U.S. based opportunity that can be based in one of the following states only: AL, AZ, FL, GA, KY, LA, MA, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WA, WI.

Some travel for day-to-day work, team meetings, and training will be required.

Key Responsibilities: (What you'll be asked to do)

• Investigate, analyze, and determine the extent of liability concerning first party homeowner property losses and damages.
• Effectively communicate with policyholders, agents, and service providers via phone, email, and internal systems to accurately document claim details.
• Successfully manage a pending claim load at varying stages of the claims process.
• Interpret and apply the details of an insurance policy to ensure the accuracy of payments and claims declinations.
• Interpret and apply computer generated loss estimates, engineer's reports, and construction terminology.
• Update and maintain comprehensive claim handling notations in our electronic claims management system and other related applications.

The Successful Candidate: (What we're looking for)

• Ensure that all assigned claims are resolved timely, reserved accurately, and handled fairly and in compliance with company guidelines.
• You come to us with a proven track record of handling claims and homeowner property losses. Previous field adjusting and/or construction experience is extremely valuable to us.
• You have a solid technical background that includes an excellent understanding (and hands‑on experience) in loss estimating, homeowner policy coverage and construction.
• You're comfortable working in a metrics driven claims environment.
• Both internal (your peers) and external clients commend your excellent communication and follow-up skills.
• You're detail oriented, organized, and can multi-task like nothing anyone has ever seen before.
• You're a get the job done, self-starter that thrives in a fast-paced, team-oriented environment.

Some Requirements:

• 5+ years of experience as a desk adjuster in the homeowner/property industry. Adjusting all perils (Plumbing (water mitigation), theft, vandalism, wind, hail, and fire.
• Ability to understand various policies and how to evaluate and apply appropriate coverage.
• Comfortable with contractors and vendors to resolve claims efficiently and within the policy provisions.
• Experience conducting recorded statements.
• Exceptional written and verbal communication skills including drafting professional letters and e‑mails.
• Ability to stay calm under pressure and deescalate difficult situations.
• Proficient in handling complex claims with loss values up to $100K.

Education:

• Bachelor’s degree or equivalent experience is preferred.
• High School Diploma or its equivalent (GED) is required.

Computer Skills:

• We’re a MS Office environment.
• Experience using video and chat technology (MSTeams & Slack)
• Previous experience using claims management systems and Cotality.

Certifications or Licensing Required:

• You are currently licensed or eligible for licensing as an adjuster in the states of: TX, FL, NY, NC, SC and LA (we can aid with your licensing fees) NY license will be required.
• HAAG Certification is a plus.

Other:

• Reliable high-speed internet connectivity required.
• Designated quiet work from home space.

Actual compensation for this position will vary based on skills, qualifications, and experience. The range reflects annual compensation (as applicable) and does not include bonuses or other incentives that the company may choose to pay at its sole discretion.

In addition to base compensation Swyfft offers a comprehensive benefit package.

We Have a Great Benefits Package!

• Medical, Dental, and Vision
• Short- and Long-Term Disability (Company Paid)
• Voluntary Long-Term Disability
• Employee Life & AD&D (Company Paid)
• Voluntary Employee, Spouse, and Child Life & AD&D
• Healthcare, Dependent Care and Transit FSA, and Healthcare Savings Account (HSA)
• 401K with a generous matching contribution and no vesting schedule
• 20 days of PTO annually (prorated based on hire date)
• Company Paid Holidays and 2 "Choose Your Own Holidays"

It is the policy of Swyfft to provide equal employment opportunities to all employees and applicants for employment without regard to race, religion, color, ethnic origin, gender, gender identity, age, marital status, veteran status, sexual orientation, disability, or any other basis prohibited by applicable federal, state, or local law. EOE/AA/M/D/V/F.

If you require accommodations during the application or interview, please contact Human Resources at [e-mail], and we will make every effort to accommodate your needs.

Please Note: Swyfft Holdings, LLC does not accept 3rd party agency resumes for this position, please do not forward resumes to our career's email address or Swyfft Holdings, LLC employees. Swyfft Holdings, LLC will not be responsible for any fees related to unsolicited resumes.