Remote Mortgage Underwriter - VA SAR Certified

Jet HomeLoans, a Dream Finders Homes company; Fayetteville (NC); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

401(k) Plan

Paid Time Off

Home Purchase Discount

Pet Insurance

Employee Assistance Program

Wellness Program

Job summary

Jet HomeLoans, a Dream Finders Homes company, is seeking an experienced Mortgage Underwriter in North Carolina to assess complex loan applications and manage a pipeline. You will ensure loans meet investor and insurer guidelines and stay current with industry changes.

Responsibilities include analyzing income, assets, and credit documents, collaborating with sales, processing, underwriting, and closing teams, and helping maintain timely closings while meeting KRI and KPI targets.

Qualifications

• 2+ years of new mortgage underwriting experience.
• Current VA SAR Designation.
• Excellent knowledge of FNMA, FHLMC guidelines.
• Deep knowledge of federal and state laws (TRID, TILA, HMDA).
• Ability to read and interpret loan documents and to write correspondence.
• Ability to work under pressure and meet deadlines.
• Proficiency with loan origination software.

Responsibilities

• Underwrite complex loan applications and manage an assigned loan pipeline.
• Ensure loans approved are salable and conform to investor and insurer guidelines.
• Keep up with investor and insurer guidelines/programs.
• Collaborate with sales, processing, underwriting, closing, secondary, and compliance teams.
• Ensure KPI/KRI metrics are met and respond to QA/QC reviews.

Skills

Underwriting experience

FNMA/FHLMC guidelines

TRID/TILA/HMDA knowledge

Analytical skills

Communication skills

Mortgage software navigation

Tools

Encompass LOS

Job description

Jet HomeLoans, a Dream Finders Homes company, is seeking an experienced Mortgage Underwriter in North Carolina to assess complex loan applications and manage a pipeline. You will ensure loans meet investor and insurer guidelines and stay current with industry changes.

Responsibilities include analyzing income, assets, and credit documents, collaborating with sales, processing, underwriting, and closing teams, and helping maintain timely closings while meeting KRI and KPI targets.