Remote Mortgage Compliance Officer (Part-Time/Contract)

Z Loans; Las Vegas (NV); Hybrid; USD 62,000 - 124,000; Part time

Job summary

Z Loans, a growing mortgage lender operating in wholesale and retail channels, is seeking an experienced Mortgage Compliance Officer for flexible part-time or freelance engagement in the United States.

The role focuses on overseeing the company’s compliance program across wholesale and retail operations, staying current with CFPB, HUD, FHA, RESPA, TILA, HMDA, FCRA, and related regulations, and guiding management on risk and remediation.

Qualifications

• 5+ years of mortgage lending compliance experience.
• Strong knowledge of federal and state mortgage regulations.
• Experience conducting compliance audits and file reviews.
• Familiarity with NMLS and state licensing requirements.
• Ability to work independently and provide practical compliance solutions.

Responsibilities

• Oversee regulatory compliance with federal and state mortgage laws and regulations.
• Monitor licensing, examinations, policies, procedures, and CMS.
• Review mortgage policies, procedures, loan origination, processing, and third-party relationships for compliance.
• Conduct internal compliance reviews/audits and review disclosures and marketing materials.
• Maintain compliance calendars and support regulatory examinations and reporting.

Skills

Regulatory knowledge

NMLS familiarity

Audit/File review

Independent work

Communication skills

Mortgage lending

Tools

NMLS system

Job description

Z Loans, a growing mortgage lender operating in wholesale and retail channels, is seeking an experienced Mortgage Compliance Officer for flexible part-time or freelance engagement in the United States.

The role focuses on overseeing the company’s compliance program across wholesale and retail operations, staying current with CFPB, HUD, FHA, RESPA, TILA, HMDA, FCRA, and related regulations, and guiding management on risk and remediation.