Remote Mortgage Compliance Pro (Part-Time/Contract)

Z Loans; United States; Hybrid; USD 55.000 - 117.000; Teilzeit

Benefits dieser Stelle

Remote or hybrid engagement

Zusammenfassung

Z Loans is seeking an experienced Mortgage Compliance Officer for a flexible part-time or freelance consulting engagement in the United States. The role oversees the compliance program across wholesale and retail mortgage operations, ensuring adherence to federal and state mortgage lending regulations and licensing requirements.

You will guide policy, monitor regulatory changes, and support risk mitigation efforts.

Qualifikationen

• 5+ years of mortgage lending compliance experience.
• Experience with wholesale and retail mortgage operations is preferred.
• Strong knowledge of federal and state mortgage lending regulations.
• Experience conducting mortgage compliance audits and file reviews.
• Familiarity with NMLS and state mortgage licensing requirements.
• Experience working with mortgage brokers, loan officers, processors, underwriters, and operations teams.
• Excellent organizational, analytical, and communication skills.
• Ability to work independently and provide practical compliance solutions.

Aufgaben

• Monitor compliance with applicable federal and state mortgage lending laws and regulations.
• Maintain familiarity with CFPB, HUD, FHA, Fannie Mae, Freddie Mac, RESPA, TILA, TRID, ECOA, HMDA, FCRA, SAFE Act, and state regulations.
• Monitor changes in mortgage industry regulations and communicate their impact to management.
• Review mortgage policies, procedures, and operational practices for compliance.
• Review loan origination and processing procedures for compliance concerns.
• Assist with licensing and renewal requirements, NMLS obligations, and regulatory examinations.
• Maintain compliance calendars and documentation; support CMS development.

Kenntnisse

Mortgage lending compliance

Regulatory knowledge (federal/state)

Audits & file reviews

NMLS licensing familiarity

Independent work

Communication skills

Relationship management (vendors/partn

Jobbeschreibung

Z Loans is seeking an experienced Mortgage Compliance Officer for a flexible part-time or freelance consulting engagement in the United States. The role oversees the compliance program across wholesale and retail mortgage operations, ensuring adherence to federal and state mortgage lending regulations and licensing requirements.

You will guide policy, monitor regulatory changes, and support risk mitigation efforts.