Remote Loan Review Officer - Credit Risk Specialist

WesBanco; Wheeling (WV); Remote; USD 65,000 - 90,000; Full time

Job summary

WesBanco is seeking a Loan Review professional to support independent evaluation of the loan portfolio, verify documentation, and assess loan administration effectiveness. This is a 100% remote role with occasional in-person meetings as needed.

Under the Director of Loan Review, you will review commercial and consumer credits, assign risk grades, and communicate results in verbal and written form to management.

Qualifications

• Bachelor’s degree in business and related fields; accounting or finance preferred.
• Minimum 3 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis.
• BAI Loan Review Certification or RMA Credit Risk Certification preferred.

Responsibilities

• Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.
• Assists with identification and assessment of credit, legal and strategic risks arising from lending activities.
• Assesses collectability of extensions of credit through review of customer financial information, collateral information and documentation, and payment history. Assigns appropriate risk grades to reflect relative risk of default or loss. Recommends corrective actions to assist with resolution or workout of problem situations.
• Evaluates adequacy of loan and collateral documentation and the effectiveness of loan administration.
• Reviews commercial credits of all types and complexities.
• Ability to lead exit meetings for unit reviews
• Works under the supervision of the Loan Review Department Manager.

Skills

Credit risk assessment

Financial analysis

Written/verbal communication

Education

Bachelor’s degree in business related field

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

WesBanco is seeking a Loan Review professional to support independent evaluation of the loan portfolio, verify documentation, and assess loan administration effectiveness. This is a 100% remote role with occasional in-person meetings as needed.

Under the Director of Loan Review, you will review commercial and consumer credits, assign risk grades, and communicate results in verbal and written form to management.