Loan Review Officer - Loan Review

WesBanco, Inc.; Bowie (MD); À distance; USD 50 000 - 54 000; Plein temps

Avantages offerts par ce poste

PTO 22 days

STD 5 days

11 holidays

Medical insurance

401(k) with employer match

Résumé du poste

WesBanco, Inc. is seeking a remote Loan Review Officer to support the independent evaluation of the loan portfolio. This full-time role may require occasional in-person meetings and operates within the bank's footprint.

Under the Director of Loan Review, you will assess loan documentation, analyze credit risk, and communicate findings both verbally and in writing to management. The position offers a strong benefits package and opportunities for professional certification.

Qualifications

• Bachelor’s degree from an accredited college or university in a business related field required.
• Accounting or Finance major preferred.
• A minimum of 3 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis capacity is required.
• BAI Loan Review Certification or RMA Credit Risk Certification preferred.

Responsabilités

• Provide assistance for the independent and objective evaluation of the loan portfolio quality, loan documentation adequacy, and loan administration effectiveness.
• Assist with communication of results from reviews in verbal and written forms.
• Lead exit meetings for unit reviews when needed.
• Ensure compliance with banking laws, policies and procedures.

Connaissances

Federal Bank Examiner experience

Loan Review experience

Credit Analysis experience

BAI/RMA certifications preferred

Microsoft Word

Microsoft Excel

Microsoft Outlook

Formation

Bachelor's degree in business-related field

Outils

Word

Excel

Outlook

Description du poste

This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a WesBanco location (may occasionally attend in person meetings, although primary functions of the role are performed remotely).

Market

Mid-Atlantic

Requirements

Bachelor’s degree from an accredited college or university in a business related field required. Accounting or Finance major preferred.

A minimum of 3 years of experience as a Federal Bank Examiner, Loan Review or Credit Analysis capacity is required.

BAI Loan Review Certification or RMA Credit Risk Certification preferred.

Job Description

SUMMARY:

Under the direction of the Director of Loan Review, will provide assistance for the independent and objective evaluation of the quality of the loan portfolio, the adequacy of loan documentation, and the effectiveness of loan administration functions. Assists with the effective communication of results from reviews, in verbal and written forms.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Thorough knowledge of commercial and consumer lending, banking laws and regulations, to effectively assist with the assessment of credit risk and the monitoring of compliance with loan policy, policies and procedures, applicable laws and regulations.

Assists with identification and assessment of credit, legal and strategic risks arising from lending activities.

Assesses collectability of extensions of credit through review of customer financial information, collateral information and documentation, and payment history. Assigns appropriate risk grades to reflect relative risk of default or loss. Recommends corrective actions to assist with resolution or workout of problem situations.

Evaluates adequacy of loan and collateral documentation and the effectiveness of loan administration.

Reviews commercial credits of all types and complexities.

Ability to lead exit meetings for unit reviews

Works under the supervision of the Loan Review Department Manager.

OTHER REQUIREMENTS:

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.

Proficient in Microsoft Word, Excel and Outlook.

Ability to utilize tools provided in performing job responsibilities.

Must develop a good working knowledge of commercial lending, including collateral documentation, generally accepted practices and financial analysis skills.

Ability to read, analyze and interpret financial reports and legal documents.

Ability to write reports for management that conform to prescribed style and format.

Ability to define problems, collect data, establish facts and draw valid conclusions.

Ability to interpret a variety of technical and financial information and deal with both subjective and concrete variables.

ADDITIONAL INFORMATION:

The wage range for the Loan Review Officer position is $50,000-$54,000 annually. The position includes 22 days of PTO (Paid Time Off) and 5 days of STD (Short Term Disability) and 11 annual paid holidays.

WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.

Full-Time/Part-Time

Full-time

All Locations

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WesBanco is an Equal Opportunity, Afforamtive Action Employer - EOE/Disabled/Veteran
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