Remote Life & Annuity Specialist (Contract, $80/hr)

Mercor; San Francisco (CA); Hybrid; GBP 63,000 - 104,000; Full time

Job summary

Mercor is seeking a Life & Annuity Specialist for a remote, hourly contract role. You will design scenarios, prepare underwriting analyses, and produce high-quality reference responses for complex life insurance and annuity cases.

Ideal candidates have 2+ years in life and annuity advisory, understand policy mechanics and tax considerations, and can communicate clearly with precision. Rolling applications, immediate start, remote work encouraged.

Qualifications

• 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review.
• Experience with at least one product family such as term, whole life, universal life, indexed universal life, or annuities.
• Understanding of policy mechanics and their impact on long-term outcomes.
• Ability to explain tax treatment and when licensed or legal review is required.
• Strong written communication, quantitative accuracy, and attention to detail.

Responsibilities

• Design realistic scenarios involving needs analysis, product selection, illustrations, underwriting, and 1035 exchanges.
• Create work products such as coverage recommendations, illustration comparisons, and suitability rationales.
• Write clear, expert-level reference responses for life and annuity topics.
• Grade AI-generated responses for accuracy, suitability, and disclosure.
• Identify unsupported illustrations, incorrect recommendations, and regulatory gaps.
• Provide written feedback to the research team to improve model behavior.

Skills

Life insurance

Annuity advisory

Underwriting

Policy administration

Suitability review

Financial concepts

Education

CLU/ChFC/FLMI/CFP designations

Job description

Mercor is seeking a Life & Annuity Specialist for a remote, hourly contract role. You will design scenarios, prepare underwriting analyses, and produce high-quality reference responses for complex life insurance and annuity cases.

Ideal candidates have 2+ years in life and annuity advisory, understand policy mechanics and tax considerations, and can communicate clearly with precision. Rolling applications, immediate start, remote work encouraged.