Remote Reinsurance & Program Specialist (Contract)

Mercor; San Francisco (CA); Hybrid; GBP 63,000 - 104,000; Part time

Job summary

Mercor is seeking a Reinsurance & Program Business Specialist for a remote contract role. The position offers $80/hour with a commitment of 20-40 hours per week and an immediate start.

Responsibilities include designing treaty program scenarios, producing analyses, and evaluating AI-generated responses for accuracy. Ideal candidates have 2+ years in reinsurance or related fields and hold or pursue CPCU, ARe, ARM, ACAS, or FCAS designations.

Qualifications

• 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.
• Understand at least one: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.
• Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.
• Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting.
• Demonstrate excellent written reasoning, commercial judgment, and high attention to detail.
• Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication.

Responsibilities

• Desig n realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.
• Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations.
• Write "golden" reference responses at experienced reinsurance and program-business quality.
• Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.
• Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.
• Provide written feedback the research team uses to improve model behavior.

Skills

Reinsurance

Program business

Fronting

Captives

Education

CPCU

ARe

ARM

ACAS

FCAS

Job description

Mercor is seeking a Reinsurance & Program Business Specialist for a remote contract role. The position offers $80/hour with a commitment of 20-40 hours per week and an immediate start.

Responsibilities include designing treaty program scenarios, producing analyses, and evaluating AI-generated responses for accuracy. Ideal candidates have 2+ years in reinsurance or related fields and hold or pursue CPCU, ARe, ARM, ACAS, or FCAS designations.