Remote Lending QA Analyst - Risk & Compliance

KEMBA Financial Credit Union; Columbus (OH); Hybrid; USD 60,000 - 90,000; Full time

Job summary

KEMBA Financial Credit Union is seeking a Lending Quality Assurance Analyst in Columbus, Ohio. The role audits loan files, ensures regulatory compliance, and supports continuous improvement through data-driven insights and policy recommendations.

You will lead real estate loan QA reviews (including HELOCs), validate underwriting decisions, monitor automated decisioning tools, and prepare detailed audit reports for leadership on a monthly and quarterly basis.

Qualifications

• College graduate or equivalent work experience with required loan training and certification.
• Minimum 3–5 years of experience in consumer lending, underwriting, or quality assurance.
• Strong knowledge of state and federal lending regulations.
• Strong knowledge of credit policies, procedures, risk management principles.

Responsibilities

• Conducts comprehensive audits of loan files to ensure compliance with policies and regulatory requirements.
• Leads quality assurance reviews for real estate secured loans (HELOCs) ensuring regulatory compliance.
• Oversees end-to-end audits for loan processing and underwriting.
• Validates underwriting decisions and adherence to credit policy and risk tolerance.
• Monitors performance of automated decisioning tools and validates credit scoring models.

Skills

Analytical thinking

Attention to detail

Communication skills

Problem solving

Collaborative

Education

College degree or equivalent

Loan training and certification

Tools

Data analysis tools

Lending platforms

Job description

KEMBA Financial Credit Union is seeking a Lending Quality Assurance Analyst in Columbus, Ohio. The role audits loan files, ensures regulatory compliance, and supports continuous improvement through data-driven insights and policy recommendations.

You will lead real estate loan QA reviews (including HELOCs), validate underwriting decisions, monitor automated decisioning tools, and prepare detailed audit reports for leadership on a monthly and quarterly basis.