Remote Insurance Underwriter - Fully Remote & Flexible

Placements24; United States; Remote; USD 25,000 - 54,000; Full time

Benefits offered by this job

Fully remote work

Competitive salary and bonus

Medical aid

Retirement fund

Annual leave

Job summary

Placements24 is seeking a skilled Remote Insurance Underwriter to join our client’s digital-first team, operating from anywhere in South Africa. You will assess insurance applications, determine policy terms, and set premium rates to balance profitability with competitiveness.

Responsibilities include analyzing risks, using guidelines and data, and communicating with brokers and internal stakeholders while ensuring regulatory compliance. A strong remote-collaboration skill set is essential.

Qualifications

• Minimum of 3 years in insurance underwriting.
• Strong risk assessment and financial analysis knowledge.
• Excellent decision-making and attention to detail.
• Proficiency with underwriting software and data analysis tools.
• Remote collaboration and communication skills.
• Industry certifications or a finance/business degree desirable.

Responsibilities

• Analyze insurance applications to evaluate risks, assess eligibility, and determine policy terms and conditions.
• Utilize underwriting guidelines, financial data, and market intelligence to make sound underwriting decisions.
• Set appropriate premium rates to ensure profitability and competitive positioning.
• Communicate with brokers, agents, and internal stakeholders to gather necessary information and explain underwriting decisions.
• Monitor the performance of the underwriting portfolio and identify potential trends or areas for improvement.
• Ensure compliance with all relevant regulations and company policies.

Skills

Underwriting

Risk assessment

Financial analysis

Communication

Remote collaboration

Decision making

Education

Finance or Business degree

Tools

Underwriting software

Data analysis tools

Job description

Placements24 is seeking a skilled Remote Insurance Underwriter to join our client’s digital-first team, operating from anywhere in South Africa. You will assess insurance applications, determine policy terms, and set premium rates to balance profitability with competitiveness.

Responsibilities include analyzing risks, using guidelines and data, and communicating with brokers and internal stakeholders while ensuring regulatory compliance. A strong remote-collaboration skill set is essential.