Remote HECM/FHA Mortgage Underwriter

Mutual of Omaha Mortgage; Dallas (TX); Remote; USD 75,000 - 95,000; Full time

Benefits offered by this job

100% Remote

Job summary

Mutual of Omaha Mortgage is seeking an Underwriter to join the Operations Team and expertly evaluate HECM reverse mortgage loan files in line with FHA guidelines and company policies.

The role requires at least 4 years of mortgage underwriting experience, with FHA Direct Endorsement and a Bachelor’s degree being preferred. The position supports a flexible, 100% remote work arrangement.

Qualifications

• Minimum 4 yrs in mortgage loan underwriting required.
• FHA Direct Endorsement strongly preferred.
• Bachelor’s degree strongly preferred, but not required.
• Excellent computer skills and knowledge of MS Office products.
• Strong customer service and time management skills a must.

Responsibilities

• Evaluate risk in accordance with all HECM FHA guidelines and company policies.
• Review all aspects of the loan file, including title and appraisal reports.
• Set the terms for approval and compliance or identify reasons for rejection.
• Ensure regulatory compliance and completeness.
• Effectively communicate all loan decisions to sales channels and management, as needed.
• Accurately review and input pertinent loan data into operational systems.
• Utilize FHA Connection to update loan data as needed.
• Work closely with all operational departments to establish productive and efficient work flows.
• Complete required checklists and worksheets.

Skills

Mortgage underwriting

FHA guidelines

MS Office proficiency

Customer service

Education

Bachelor’s degree

Tools

FHA Connection

Job description

Mutual of Omaha Mortgage is seeking an Underwriter to join the Operations Team and expertly evaluate HECM reverse mortgage loan files in line with FHA guidelines and company policies.

The role requires at least 4 years of mortgage underwriting experience, with FHA Direct Endorsement and a Bachelor’s degree being preferred. The position supports a flexible, 100% remote work arrangement.