Senior Medical Stop-Loss Underwriter — Pricing & Risk

Highmark Health; United States; On-site; USD 79,000 - 127,000; Full time

Job summary

Highmark Health is seeking an experienced underwriter to price quotes and analyze contract structures for groups based on claims experience and employee group characteristics. The role requires using underwriting authority responsibly to ensure profitability and growth.

The incumbent reviews risks, prepares reports, and supports other departments with data-driven insights while guiding junior analysts. The position emphasizes renewal of books of business, new quotes, and compliance with

Qualifications

• Bachelor's degree in a quantitative discipline or related field.
• 5–7 years of underwriting experience in self-funded or converting fully insured prospects.
• Ability to perform pricing, rate calculations, and risk assessment with ethical business practices.

Responsibilities

• Renewing accounts and writing new business at profitable levels.
• Calculate rates and apply pricing policies for unusual situations.
• Identify questionable claim patterns and advise on pricing adaptations.
• Support risk management initiatives and compliance requirements.
• Complete renewals and quotes with timely, accurate analyses.
• Guide and mentor junior analysts as needed.

Skills

Interdepartmental coordination

Stakeholder management

Analytical thinking

Problem solving

Math aptitude

Education

Bachelor's Degree in Mathematics/Actuarial Science/Finance

Tools

Computer systems

Electronic tools

Job description

Highmark Health is seeking an experienced underwriter to price quotes and analyze contract structures for groups based on claims experience and employee group characteristics. The role requires using underwriting authority responsibly to ensure profitability and growth.

The incumbent reviews risks, prepares reports, and supports other departments with data-driven insights while guiding junior analysts. The position emphasizes renewal of books of business, new quotes, and compliance with