Remote-First: Lead, Financial Model Risk & Validation

Affirm; Baltimore (MD); On-site; USD 164,000 - 245,000; Full time

Benefits offered by this job

Health coverage

Equity participation

Remote-first work model

Job summary

Affirm is seeking a Lead validator for Finance and Analytics models within the Model Risk Management team. You will validate complex models across ALM, forecasting, and take-up analytics, leading engagements and collaborating with finance, research, and growth analytics to strengthen model governance.

The role emphasizes strong communication, data-driven insights, and cross-functional remediation in a remote-first environment with potential office requirements.

Qualifications

• 4–6 years of experience in model validation, analytics, or related finance roles.
• Deep knowledge of corporate finance, ALM, and forecasting methods.
• Experience with credit risk and underwriting is a plus.
• Proficient in Python and large datasets; comfortable with Excel/Databricks.
• Strong communication and ability to convey findings to stakeholders.

Responsibilities

• Perform independent challenges of financial and analytics models with rigorous validation.
• Lead end-to-end validation engagements on high-complexity models.
• Identify weaknesses and opportunities; present findings clearly.
• Collaborate with model owners and cross-functional teams to remediate issues.
• Support remediation and governance of the MRM framework.
• Coordinate with Internal Audit, Controls, Accounting, and Compliance on requests.

Skills

Model validation

Python

SQL

Communication

Critical thinking

Education

BS/MS/PhD in Quantitative field

Tools

Python

SQL

Excel

Databricks

Job description

Affirm is seeking a Lead validator for Finance and Analytics models within the Model Risk Management team. You will validate complex models across ALM, forecasting, and take-up analytics, leading engagements and collaborating with finance, research, and growth analytics to strengthen model governance.

The role emphasizes strong communication, data-driven insights, and cross-functional remediation in a remote-first environment with potential office requirements.