Remote-Eligible Credit Manager - Lead Credit & Lending

Penn Community Bank; Perkasie (Bucks County); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Penn community Bank seeks an experienced Senior Credit Analyst/Manager to lead a team that underwrites complex CRE, C&I and construction lending. You will prepare detailed credit memorandums, formulate approvals, and drive risk mitigation.

You will coach analysts, ensure policy compliance, and manage workflows for loan originations and reviews. A BA/BS in accounting, finance, and 5+ years in credit analysis are required; hybrid office environment with travel as needed.

Qualifications

• BA/BS in Accounting, Finance, Economics or related field required.
• Minimum 5 years' experience in credit analysis, lending, portfolio management, risk review, or credit management.

Responsibilities

• Prepare and review detailed credit approval memorandums for complex lending relationships.
• Lead and develop an assigned team of Credit Analysts to support underwriting and loan decisioning.
• Coach and onboard junior staff to foster analytical capabilities and sound credit judgement.
• Review and optimize the quality and consistency of staff underwriting and financial analysis.
• Ensure adherence to internal credit policy, regulatory guidance and sound banking practices.
• Administer departmental workflows to ensure timely loan origination and reviews.
• Collaborate with lenders, credit administration, and loan operations to enhance communication and client responsiveness.
• Exercise independent credit approval authority as granted by policy.

Skills

Credit analysis

Leadership

Financial statement analysis

Regulatory knowledge

Communication skills

Education

Bachelor's degree in Accounting, Finance, Economics or related field

Tools

Microsoft Office

Credit systems

Job description

Penn community Bank seeks an experienced Senior Credit Analyst/Manager to lead a team that underwrites complex CRE, C&I and construction lending. You will prepare detailed credit memorandums, formulate approvals, and drive risk mitigation.

You will coach analysts, ensure policy compliance, and manage workflows for loan originations and reviews. A BA/BS in accounting, finance, and 5+ years in credit analysis are required; hybrid office environment with travel as needed.