Remote-Eligible Compliance Engineer for Fintech

raincards.xyz; New York (NY); Hybrid; USD 120,000 - 190,000; Full time

Benefits offered by this job

Unlimited time off

Flexible work

Health/dental/vision

401k match

Equity

Rain Cards access

Wellness benefits

Team summits

Job summary

Rain is seeking a Compliance Engineering Specialist to bridge regulatory obligations and our technical systems. You’ll collaborate with Legal, Compliance and Engineering to ensure Rain’s platform meets AML, KYC, BSA and related financial regulations, embedding those requirements into how we build and operate products.

You’ll translate regulatory language into technical specs, design and maintain transaction monitoring, sanctions screening, and due-diligence workflows, and serve as the technical

Qualifications

• 3–5+ years of experience in compliance engineering or fintech compliance.
• Working knowledge of US financial regulations: BSA, AML, KYC, OFAC.
• Hands-on experience with transaction monitoring systems, identity verification workflows, or watchlist screening tools.
• Ability to read and reason about code (Python, SQL, or similar).
• Experience translating regulatory language into technical requirements or acceptance criteria.

Responsibilities

• Translate regulatory requirements (AML, KYC, BSA, FinCEN, OFAC, and others) into clear technical specifications for engineering teams.
• Partner with product and engineering to design, build, and maintain compliance-related systems and controls, including transaction monitoring, sanctions screening, and customer due diligence workflows.
• Review technical implementations for regulatory gaps, and own remediation efforts when gaps are identified.
• Develop and maintain compliance analytics, data quality controls, data reconciliation processes to support monitoring, regulatory reporting, and audit readiness.
• Serve as the technical subject-matter expert during regulatory exams, audits, and third-party assessments.
• Stay current on evolving regulatory requirements in the US and key international markets, and proactively surface changes that require engineering action.
• Write and maintain technical compliance documentation, runbooks, and policies.
• Support SARs, CTRs, and other regulatory reporting workflows from a systems and data integrity standpoint.

Skills

Compliance engineering

US regulations

Transaction monitoring

Python/SQL

Regulatory requirements

Written communication

SQL analytics

Tools

Watchlist screening

Job description

Rain is seeking a Compliance Engineering Specialist to bridge regulatory obligations and our technical systems. You’ll collaborate with Legal, Compliance and Engineering to ensure Rain’s platform meets AML, KYC, BSA and related financial regulations, embedding those requirements into how we build and operate products.

You’ll translate regulatory language into technical specs, design and maintain transaction monitoring, sanctions screening, and due-diligence workflows, and serve as the technical