Remote Director of Credit Risk Analytics

Openkrill; United States; Remote; USD 180,000 - 280,000; Full time

Benefits offered by this job

Competitive salary

401(k) with 5% company match

Flexible time off

Udemy access

Childcare assistance

Pet insurance

Beneplace discounts

Job summary

Prosper is seeking a Director of Credit Risk Analytics to lead underwriting and portfolio credit strategies for the Credit Card business. This role will oversee credit quality, risk models, and data-driven decisioning to balance growth with controlled losses, collaborating across Capital Markets, Product, Engineering, Legal, Compliance, Operations, and Marketing.

The ideal candidate brings deep credit card risk expertise, hands-on model development, and a track record of building scalable risk

Qualifications

• Master’s degree or higher in a quantitative or business field.
• 10+ years of experience managing credit risk within Credit Card businesses, with strong business acumen.
• 5+ years of people leadership experience, with a proven ability to mentor high-performing teams.
• Demonstrated ability to thrive in a fast-paced environment and meet deadlines with clarity and conviction.

Responsibilities

• Innovate and optimize underwriting, portfolio credit, pricing, and line strategies using data, ML/AI models, and analytics tools to improve credit performance.
• Translate complex findings into actionable enhancements and present data-driven recommendations to executives and the Credit Risk Committee.

Skills

Credit risk leadership

ML/AI in credit risk

Data analysis

Cross-functional collaboration

Executive communications

Education

Master’s degree in Business/Statistics/Mathematics/Engineering/Economics

Tools

Python

SQL

ML frameworks

Job description

Prosper is seeking a Director of Credit Risk Analytics to lead underwriting and portfolio credit strategies for the Credit Card business. This role will oversee credit quality, risk models, and data-driven decisioning to balance growth with controlled losses, collaborating across Capital Markets, Product, Engineering, Legal, Compliance, Operations, and Marketing.

The ideal candidate brings deep credit card risk expertise, hands-on model development, and a track record of building scalable risk