Remote Director, Credit Risk Analytics

Lever, Inc.; United States; Remote; USD 215,000 - 260,000; Full time

Benefits offered by this job

401(k) with company match

Flexible work options

Wellness benefits

Job summary

Prosper invites a Director, Credit Risk Analytics to lead underwriting and portfolio credit strategies for its Credit Card business. You will oversee risk quality and performance, guiding ML-driven decisioning and data-driven improvements to support growth while mitigating losses.

You will collaborate across Capital Markets, Product, Marketing, Legal, Compliance, and Engineering to implement high-performing credit risk strategies in a fast-paced fintech environment.

Qualifications

• 10+ years of experience managing credit risk within Credit Card businesses.
• 5+ years of people leadership experience.
• Master’s degree or higher in a related field.
• Outstanding communication skills, written and verbal.

Responsibilities

• Develop underwriting and portfolio credit strategies using ML models and data.
• Review and enhance risk strategies to manage growth while controlling losses.
• Collaborate across Capital Markets, Product, Engineering, Legal, Compliance, Operations and Marketing.
• Lead end-to-end credit risk management processes for automated decisions.

Skills

Credit risk management

People leadership

Machine Learning

Quantitative analysis

Cross-functional collaboration

Communication

Credit card expertise

Education

Master’s degree or higher in Business/Statistics/Math/Engineering/Economics

Tools

ML/AI models

Job description

Prosper invites a Director, Credit Risk Analytics to lead underwriting and portfolio credit strategies for its Credit Card business. You will oversee risk quality and performance, guiding ML-driven decisioning and data-driven improvements to support growth while mitigating losses.

You will collaborate across Capital Markets, Product, Marketing, Legal, Compliance, and Engineering to implement high-performing credit risk strategies in a fast-paced fintech environment.