Remote Credit Analyst: Risk, Credit & Lending Insights

Placements24; Roanoke (VA); Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Fully remote

Health benefits

Retirement plan

Career growth

Job summary

Placements24 is seeking a skilled Credit Analyst to join our lending team in a fully remote role.

You will analyze financial statements, conduct due diligence, and prepare credit reports to support lending decisions.

The ideal candidate has 1–3 years of credit analysis experience, strong Excel skills, and the ability to work independently.

This position offers competitive pay, comprehensive health and retirement benefits, and professional growth within a remote team.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting or a related field.
• 1–3 years of experience in credit analysis, lending, or related financial role.
• Strong understanding of financial analysis, ratio analysis, and credit scoring models.
• Proficiency in financial software and Microsoft Excel.

Responsibilities

• Analyze financial statements, credit reports, and other financial data to assess the creditworthiness of applicants.
• Prepare detailed credit memorandums and recommendations for loan approval or rejection.
• Conduct due diligence and background checks on borrowers.
• Monitor existing loan portfolios for potential risks and covenant compliance.
• Stay informed about credit policies, market trends, and regulatory changes affecting lending.
• Collaborate with loan officers and relationship managers to ensure smooth processing of applications.

Skills

Credit analysis

Financial analysis

Excel

Written communication

Remote work

Education

Bachelor's degree in Finance, Economics, Accounting

Tools

Financial software

Job description

Placements24 is seeking a skilled Credit Analyst to join our lending team in a fully remote role.

You will analyze financial statements, conduct due diligence, and prepare credit reports to support lending decisions.

The ideal candidate has 1–3 years of credit analysis experience, strong Excel skills, and the ability to work independently.

This position offers competitive pay, comprehensive health and retirement benefits, and professional growth within a remote team.