Credit Analyst

Placements24; Roanoke (VA); Hybrid; USD 60.000 - 90.000; Vollzeit

Benefits dieser Stelle

Competitive pay

Fully remote

Health benefits

Retirement plan

Career growth

Zusammenfassung

Placements24 is seeking a skilled Credit Analyst to join our lending team in a fully remote role.

You will analyze financial statements, conduct due diligence, and prepare credit reports to support lending decisions.

The ideal candidate has 1–3 years of credit analysis experience, strong Excel skills, and the ability to work independently.

This position offers competitive pay, comprehensive health and retirement benefits, and professional growth within a remote team.

Qualifikationen

• Bachelor's degree in Finance, Economics, Accounting or a related field.
• 1–3 years of experience in credit analysis, lending, or related financial role.
• Strong understanding of financial analysis, ratio analysis, and credit scoring models.
• Proficiency in financial software and Microsoft Excel.

Aufgaben

• Analyze financial statements, credit reports, and other financial data to assess the creditworthiness of applicants.
• Prepare detailed credit memorandums and recommendations for loan approval or rejection.
• Conduct due diligence and background checks on borrowers.
• Monitor existing loan portfolios for potential risks and covenant compliance.
• Stay informed about credit policies, market trends, and regulatory changes affecting lending.
• Collaborate with loan officers and relationship managers to ensure smooth processing of applications.

Kenntnisse

Credit analysis

Financial analysis

Excel

Written communication

Remote work

Ausbildung

Bachelor's degree in Finance, Economics, Accounting

Tools

Financial software

Jobbeschreibung

About the Role

Our client is seeking a skilled Credit Analyst to join their lending team in a fully remote position. This role is integral to evaluating the creditworthiness of potential borrowers and assessing the associated risks. You will analyze financial statements, conduct due diligence, and prepare credit reports to support lending decisions. The ideal candidate will have a strong analytical aptitude, a keen understanding of financial risk, and the ability to work independently and efficiently in a remote setting, contributing to the responsible growth of the client's loan portfolio.

Key Responsibilities

• Analyze financial statements, credit reports, and other financial data to assess the creditworthiness of applicants.
• Prepare detailed credit memorandums and recommendations for loan approval or rejection.
• Conduct due diligence and background checks on borrowers.
• Monitor existing loan portfolios for potential risks and covenant compliance.
• Stay informed about credit policies, market trends, and regulatory changes affecting lending.
• Collaborate with loan officers and relationship managers to ensure smooth processing of applications.

Requirements

• Bachelor's degree in Finance, Economics, Accounting, or a related field.
• 1-3 years of experience in credit analysis, lending, or a related financial role.
• Strong understanding of financial analysis, ratio analysis, and credit scoring models.
• Proficiency in financial software and Microsoft Excel.
• Excellent analytical, problem-solving, and written communication skills.
• Ability to manage tasks and communicate effectively in a remote work environment.

Benefits

• Competitive salary and potential for bonuses based on performance.
• Fully remote work arrangement offering maximum flexibility.
• Comprehensive health and retirement benefits.
• Opportunities for professional development and career growth in the lending sector.
• A supportive remote team environment committed to best practices.