Remote Commercial Credit Analyst – Drive Lending Decisions

Kmaconsultingllc; Rocky Hill (CT); Remote; USD 84,000 - 95,000; Full time

Job summary

Nutmeg is seeking a Commercial Credit Analyst to analyze lending opportunities by evaluating borrower financial information and assessing credit risk, supporting sound lending decisions and portfolio quality.

The role covers credit analysis, underwriting, cash-flow evaluation, risk assessment, and preparing credit memoranda while coordinating due diligence and assisting closing and ongoing portfolio reviews.

Qualifications

• Bachelor's degree in accounting, finance, economics or related field.
• Minimum 3 years in commercial credit or financial analysis.
• Experience with Corelation Keystone, Jack Henry Symitar, SageWorks (Abrigo) or nCino preferred.
• Experience with commercial real estate underwriting preferred.

Responsibilities

• Commercial Credit Analysis and Underwriting
• Analyze business and personal financial statements
• Evaluate cash flow, leverage, liquidity, and repayment capacity
• Prepare credit presentations and approval packages
• Portfolio Monitoring and Annual Reviews
• Support risk-rating and watch-list processes
• Credit Structuring and Risk Assessment
• Credit Memorandum and Documentation
• Coordinate financial information and due diligence
• Support approval and closing processes
• Monitor portfolio concentrations and credit trends

Skills

Analytical skills

Financial modeling

Credit metrics

Communication skills

Critical thinking

Attention to detail

Time management

Problem solving

Integrity

Education

Bachelor's degree in accounting/finance/economics

Tools

Corelation Keystone

Jack Henry Symitar

SageWorks (Abrigo)

nCino

Job description

Nutmeg is seeking a Commercial Credit Analyst to analyze lending opportunities by evaluating borrower financial information and assessing credit risk, supporting sound lending decisions and portfolio quality.

The role covers credit analysis, underwriting, cash-flow evaluation, risk assessment, and preparing credit memoranda while coordinating due diligence and assisting closing and ongoing portfolio reviews.