Remote Capital Markets Analyst I - Warehouse Finance

Pathward, N.A.; Sioux Falls (SD); Hybrid; USD 60,000 - 101,000; Full time

Job summary

Pathward, N.A. is seeking a Capital Markets Analyst I focused on warehouse finance. This role supports analytical and operational tasks to optimize the bank’s warehouse lending activities and related reporting.

Ideal candidates have a finance background with 0–2 years of experience, strong communication, and critical thinking skills. The company promotes a hybrid, remote-friendly environment with multiple onsite locations nationwide.

Qualifications

• Bachelor's degree in Finance or related field (required).
• MBA and/or CFA a plus.
• 0–2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and/or Investment Banking.
• Recent college graduates will be considered.
• Strong communication skills and critical thinking required.

Responsibilities

• Provides analytical and operational support in managing the bank’s warehouse lending business.
• Leads day-to-day warehouse lending operations and reporting responsibilities including preparing advance/paydown requests and reviewing borrowing base and compliance reporting.
• Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparation of deal approval write ups, and presentations to the bank’s Executive Credit Committee.
• Develops and executes controls, mitigation plans, testing, and oversight of the warehouse lending business.
• Performs and presents periodic reviews on existing warehouse lending deals.
• Identifies and implements new concepts and best practices related to warehouse lending reporting and risk management.
• Leads the development of warehouse lending performance reporting and credit risk management oversight.
• Assists in overseeing third-party warehouse lending audits.
• Assists in structured finance transaction due diligence, financial modeling, risk management and legal documentation.
• Builds detailed transaction models for warehouse – structured finance transactions.

Skills

Communication skills

Critical thinking

Education

Bachelor's degree in Finance or related field

Job description

Pathward, N.A. is seeking a Capital Markets Analyst I focused on warehouse finance. This role supports analytical and operational tasks to optimize the bank’s warehouse lending activities and related reporting.

Ideal candidates have a finance background with 0–2 years of experience, strong communication, and critical thinking skills. The company promotes a hybrid, remote-friendly environment with multiple onsite locations nationwide.