Loan Trading & Structured Finance Analyst I

Pathward, N.A.; Sioux Falls (SD); Hybrid; USD 60,000 - 101,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward, N.A. is seeking a Capital Markets Analyst I to support the development and execution of the Whole Loan Trading platform. You will work across structured finance transactions, securitizations, and off-balance-sheet funding with top banks and investors.

Ideal candidates have 0–2 years in related fields, strong communication, and analytical skills. This role offers a hybrid remote-work model with competitive salary and benefits. Salary range reflects entry to mid-level responsibilities.

Qualifications

• Bachelor's degree in Finance or related field.
• MBA and/or CFA a plus.
• 0–2 years of experience in Whole Loan Acquisitions / Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and/or Investment Banking.
• Recent College graduates will be considered.
• Outstanding communication skills and ability to articulate investment merits to potential capital partners.
• Communication skills (verbal and written).
• Critical thinking skills.

Responsibilities

• Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform.
• Provide analytical and operational support in managing the bank’s Secondary Whole Loan Trading business.
• Lead day-to-day Loan Trading operations and reporting responsibilities.
• Assist in evaluation, structuring and execution of potential new Capital Markets structured finance transactions including securitization, whole loan sales and forward flow agreements.
• Assist in driving execution with top investment banks, insurance companies, hedge funds, credit funds and private institutional investors to fund off balance sheet assets.
• Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies and law firms.
• Prepare investor due diligence information to position Pathwards assets in the Capital Markets.
• Design, build and scale the operational framework for the banks Whole Loan Trading platform.
• Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing.
• Manage day-to-day communication and due diligence requests from capital market partners.
• Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting and Monthly Business reviews.
• Develop and update marketing material for prospective investors.
• Create and maintain investor databases and transaction comparables.
• Identify and implement new concepts, best practices and approaches related to Capital Markets reporting and operational & credit risk management.
• Assist in overseeing all third-party Capital Markets financial and operational audits.
• Support the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
• Other duties as assigned.

Skills

Communication

Verbal and written

Critical thinking

Education

Bachelor's degree in Finance or related field

MBA or CFA a plus

Job description

Pathward, N.A. is seeking a Capital Markets Analyst I to support the development and execution of the Whole Loan Trading platform. You will work across structured finance transactions, securitizations, and off-balance-sheet funding with top banks and investors.

Ideal candidates have 0–2 years in related fields, strong communication, and analytical skills. This role offers a hybrid remote-work model with competitive salary and benefits. Salary range reflects entry to mid-level responsibilities.