Remote Bilingual Personal Lines Underwriter

Team Focus Insurance Group; United States; Remote; USD 28.000 - 40.000; Vollzeit

Benefits dieser Stelle

Medical, Dental, Vision, Life

401K Match

Paid Holidays

Volunteer Days

Parental Leave

Disability

Tuition Reimbursement

Zusammenfassung

Team Focus Insurance Group is seeking a Policy Underwriting & Risk Assessment specialist for a fully remote role in the United States. You will review personal lines applications, assess risk, and determine coverage and pricing within established guidelines, while supporting agents and maintaining underwriting standards.

Minimum 3–5 years of underwriting experience in Personal Lines is required. A Bachelor’s degree is preferred; active 2-20 or 4-40 licenses or CPCU/CIC designation are pluses.

Qualifikationen

• Bachelor’s degree from a four year college or university preferred.

Aufgaben

• Review and process applications for all personal lines coverage to determine eligibility for company programs.
• Analyze applications, inspections, and endorsements to make risk selection decisions within established underwriting rules and guidelines.
• Accept or reject applications and determine coverage, pricing, and endorsements with accuracy and efficiency.
• Process requests for cancellations, reinstatements, and endorsements while adhering to departmental service standards.
• Demonstrate proficiency in 5 or more underwriting functions, including risk evaluation, premium calculation, and policy adjustments.
• Research complex underwriting issues and provide solutions for eligibility, coverage, and compliance concerns.
• Serve as a subject matter expert for agents by providing guidance on policy forms, coverage options, and application submission.
• Receive and handle agent calls regarding bind requests, endorsement changes, cancellations, reinstatements, inspections, missing information, and quote acceptability.
• Maintain strong agent relationships through proactive communication and timely resolution of inquiries.
• Ensure timely and accurate processing of tasks to support departmental and client needs.
• Maintain organized workflow to optimize productivity and compliance with underwriting standards.
• Stay current on underwriting rules, policy forms, industry trends, and regulatory requirements.
• Participate in training sessions and cross-functional initiatives as needed.
• Ensure compliance with carrier and company guidelines in all underwriting decisions .
• Recommend process improvements to enhance underwriting quality and efficiency.

Kenntnisse

Underwriting knowledge

Analytical decision making

Verbal and written communication

Organizational skills

Time management

Multitasking

Customer service

Self-motivation

MS Office Suite

2-20 or 4-40 license preferred

Ausbildung

Bachelor’s degree

Tools

MS Office (Word, Excel, Outlook, Teams)

Jobbeschreibung

Team Focus Insurance Group is seeking a Policy Underwriting & Risk Assessment specialist for a fully remote role in the United States. You will review personal lines applications, assess risk, and determine coverage and pricing within established guidelines, while supporting agents and maintaining underwriting standards.

Minimum 3–5 years of underwriting experience in Personal Lines is required. A Bachelor’s degree is preferred; active 2-20 or 4-40 licenses or CPCU/CIC designation are pluses.