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AO Globe Life - American Income Division is hiring for Remote Benefits Leadership Associates. This entry-level, 100% remote role combines customer service, client relationships, benefits education, and leadership development.
Training, mentorship, and licensing guidance are provided as you progress, with a path toward recruiting and coaching opportunities. Salary is commission-based with weekly pay and performance bonuses; no prior insurance experience is required, and flexible scheduling is
Company: AO Globe Life - American Income Division
Location: 100% Remote
Work Arrangement: Work From Home | U.S. Applicants Only
Schedule: Flexible | Full-Time Availability Preferred
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level Welcome | No Insurance Experience Required
Training: Virtual Onboarding | Leadership Development | Ongoing Mentorship
Are you a motivated professional who enjoys helping people, developing relationships, and inspiring others to succeed?
AO Globe Life is seeking ambitious, service-oriented individuals to join our growing virtual organization as Remote Benefits Leadership Associates.
This opportunity combines customer service, client relationship management, benefits education, consultative insurance sales, and leadership development.
You’ll begin by learning how to serve clients through virtual insurance consultations. As you gain experience, demonstrate consistent performance, and develop your professional skills, you may qualify for additional opportunities involving recruiting, training, coaching, and team leadership.
Whether your background is in customer service, retail, hospitality, healthcare, recruiting, sales, education, or management, your skills may transfer well to our organization.
No previous insurance experience is required. We provide structured training, licensing guidance, professional mentorship, and ongoing development.
100% Remote - Work From Home
Entry Level - No Insurance Experience Required
Leadership & Management Development
Company-Provided Client Opportunities
No Traditional Cold Calling
No Door-to-Door Prospecting
No Lead Purchasing Required
Weekly Commission-Based Compensation
Performance Bonuses
Renewal & Residual Income Opportunities
Flexible Scheduling
Comprehensive Training & Mentorship
Performance-Based Advancement
As a Remote Benefits Leadership Associate, you’ll develop the skills necessary to serve clients effectively while preparing for potential future leadership responsibilities.
Connect with prospective and existing clients.
Schedule and conduct Zoom and phone consultations.
Identify individual and family financial-protection needs.
Explain available life, accident, and supplemental health insurance options.
Answer questions about coverage, benefits, and enrollment.
Provide appropriate recommendations once licensed.
Assist eligible clients with electronic applications and enrollment.
Maintain accurate digital client records.
Conduct applicable follow-up appointments and policy reviews.
Provide ongoing customer service and support.
Follow company procedures and applicable state insurance regulations.
As you gain experience and qualify for leadership responsibilities, you may have opportunities to:
Assist with recruiting and interviewing prospective representatives.
Support onboarding and training activities.
Mentor developing representatives.
Participate in virtual team meetings.
Help newer representatives establish professional goals.
Provide coaching and constructive feedback.
Support team development and accountability.
Develop communication, presentation, and leadership skills.
Help build a positive, supportive virtual team environment.
Leadership duties are developmental opportunities and are not guaranteed upon entry.
Your daily responsibilities may include:
Client Outreach: Contact interested individuals, respond to inquiries, confirm appointments, and conduct follow-up.
Virtual Consultations: Meet with clients through Zoom or phone to discuss their needs and available benefits.
Benefits Education: Explain insurance products and coverage options clearly and professionally.
Enrollment Assistance: Once licensed, help eligible clients complete applications and electronic documentation.
Client Support: Answer questions, assist with applicable policy reviews, and maintain client relationships.
Training & Coaching: Participate in virtual product education, professional-development sessions, and mentorship.
Leadership Development: As qualified, participate in recruiting, coaching, training, and team-development activities.
Independent Organization: Manage appointments, digital records, follow-up, and daily business activity from your home office.
This is a client-facing insurance sales and service opportunity—not an immediate salaried management position.
Representatives receive access to company-provided client opportunities, including individuals and families who have requested or expressed interest in receiving information about available benefits.
No lead purchasing is required.
The position may involve outbound calls, appointment scheduling, and client follow-up.
No traditional random cold calling, door-to-door prospecting, or in-person client meetings are required.
Our client-service approach emphasizes:
Connect Listen Educate Recommend Enroll Serve
Important Compensation Disclosure
This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation.
It does not provide an hourly wage, guaranteed base salary, or salaried management compensation.
Compensation opportunities may include:
Weekly commissions on eligible completed business
Performance-based bonuses
Renewal and residual income opportunities
Leadership compensation for qualifying representatives
Additional recognition and incentive programs
Individual earnings depend on completed business, productivity, consistency, and performance.
No specific income is guaranteed. Individual earnings vary.
Applicants should understand and be comfortable with a commission-only compensation structure before applying.
Client appointments, training, coaching, enrollment, and team communication are conducted virtually.
Representatives use:
Zoom
Phone and email
Digital presentation systems
Electronic enrollment platforms
Client-management tools
Online training resources
Virtual team communication systems
Applicants must provide:
Reliable desktop or laptop computer