Remote Insurance Sales Associate

AIL; Nashville (TN); Remote; USD 25,000 - 70,000; Full time

Benefits offered by this job

Comprehensive virtual training

Licensing guidance

Mentorship

Flexible scheduling

100% remote work

Job summary

AO Globe Life – American Income Division is seeking motivated individuals for the Remote Insurance Sales Associate role. This work-from-home position connects with working families via Zoom and phone to explain life, accident, and supplemental health insurance options, assess needs, and guide electronic enrollment once licensed.

No prior insurance experience is required. Comprehensive virtual training, licensing guidance, and mentorship are provided, with flexible schedules and company-provided

Qualifications

• Entry level role — no previous insurance experience required.
• Comprehensive virtual training provided.
• Licensing guidance and ongoing mentorship offered.

Responsibilities

• Connect with leads and existing clients via Zoom/phone.
• Explain life, accident, and supplemental health options.
• Assist with electronic enrollment once licensed.
• Maintain accurate client records and follow up on coverage decisions.
• Provide ongoing service and policy reviews.

Skills

Communication

Sales skills

Remote work

Customer service

Tools

Zoom

Job description

Remote Insurance Sales Associate

Company: AO Globe Life – American Income Division
Location:100% Remote
Work Arrangement: Work From Home | U.S. Applicants Only
Schedule: Flexible | Full-Time Availability Preferred
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Comprehensive Virtual Training | Licensing Guidance | Ongoing Mentorship

Help Protect Families. Develop Your Skills. Build a Career From Home.

Are you looking for a work-from-home sales career where you can help people, build meaningful relationships, and pursue income and advancement opportunities based on your performance?

AO Globe Life is seeking motivated, service-oriented individuals to join our virtual team as Remote Insurance Sales Associates.

In this position, you'll connect with working families, veterans, labor union members, credit union members, and eligible association members through Zoom and phone consultations. You'll help clients understand available life, accident, and supplemental health insurance benefits, answer questions, identify coverage needs, and assist with electronic enrollment once appropriately licensed.

This opportunity combines customer service, client relationship management, benefits education, and consultative insurance sales.

Whether you're beginning your professional career or transitioning from customer service, healthcare, retail, hospitality, banking, education, military service, administration, or sales, your existing skills may transfer well to this opportunity.

No previous insurance experience is required. We provide structured training, licensing guidance, mentorship, and ongoing professional development.

Opportunity Highlights

• 100% Remote — Work From Home

• Entry Level — No Insurance Experience Required

• Company-Provided Client Opportunities

• No Traditional Cold Calling

• No Door-to-Door Prospecting

• No Lead Purchasing Required

• Weekly Commission-Based Compensation

• Performance Bonuses

• Renewal & Residual Income Opportunities

• Flexible Scheduling

• Comprehensive Training & Mentorship

• Career & Leadership Development

What You'll Do

As a Remote Insurance Sales Associate, you'll help prospective and existing clients understand their available insurance options while providing professional service throughout the client relationship.

Client Service & Virtual Consultations

• Connect with company-provided leads and existing clients.

• Schedule and conduct virtual Zoom and phone appointments.

• Ask questions to understand individual and family financial-protection needs.

• Explain available life, accident, and supplemental health insurance options.

• Answer questions about coverage, benefits, and policy features.

• Provide needs-based coverage recommendations once appropriately licensed.

• Assist eligible clients with electronic applications and enrollment.

• Maintain accurate digital client records and appointment information.

• Provide ongoing customer service and applicable policy reviews.

• Assist with beneficiary information and applicable policy service requests.

Sales & Enrollment Responsibilities

• Conduct professional, needs-based insurance consultations.

• Explain available coverage options and enrollment requirements.

• Help clients compare applicable benefits and coverage features.

• Guide eligible clients through electronic applications.

• Review application information for completeness.

• Follow up with prospective clients regarding their coverage decisions.

• Maintain accurate enrollment documentation.

• Follow company procedures and applicable state insurance requirements.

Professional Development

• Participate in structured virtual onboarding.

• Attend applicable team meetings, training, and coaching sessions.

• Develop professional communication and presentation skills.

• Learn digital enrollment and client-management systems.

• Receive mentorship from experienced representatives and agency leadership.

• Work toward individual production and professional-development goals.

This is a client-facing insurance sales and service position—not an hourly administrative or inbound-only customer-service role.

What a Typical Remote Workday Looks Like

Your daily responsibilities may include:

Client Outreach: Contact interested individuals, respond to inquiries, confirm appointments, and conduct follow-up.

Virtual Consultations: Meet with clients through Zoom or phone to discuss their needs and available benefits.

Benefits Education: Explain insurance products and coverage options clearly and professionally.

Enrollment Assistance: Once licensed, help eligible clients complete electronic applications and required documentation.

Client Support: Answer policy questions, assist with applicable coverage reviews, and maintain client relationships.

Training & Coaching: Participate in virtual product education, professional-development sessions, and mentorship.

Independent Organization: Manage appointments, digital records, follow-up, and daily business activity from your home office.

Company-Provided Client Opportunities

Representatives receive access to company-provided client opportunities, including individuals and families who have requested or expressed interest in receiving benefit information.

No lead purchasing is required.

The position may involve outbound calls, appointment scheduling, and client follow-up.

No traditional random cold calling, door-to-door prospecting, or in-person client meetings are required.

Our approach emphasizes client education, appropriate recommendations, enrollment assistance, and ongoing service.

Weekly Commission-Based Compensation

Important Compensation Disclosure

This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation.

It does not provide an hourly wage, guaranteed base salary, or traditional W-2 employee benefits.

Compensation opportunities may include:

• Weekly commissions on eligible completed business

• Performance-based bonuses

• Renewal and residual income opportunities

• Leadership compensation for qualifying representatives

• Additional recognition and incentive programs

Individual earnings depend on completed business, productivity, consistency, and performance.

No specific income is guaranteed. Individual earnings vary.

Applicants should understand and be comfortable with the commission-only compensation structure before applying.

100% Remote — Work From Home

Client appointments, training, coaching, applications, and team communication are conducted virtually.

Representatives use technology such as:

• Zoom

• Phone and email

• Digital presentation systems

• Electronic enrollment platforms

• Client-management tools

• Online training resources

Required Home Office Equipment

Applicants must provide:

• Reliable desktop or laptop computer

• High-speed internet connection

• Webcam and microphone

• Dependable phone capability

• Quiet, professional workspace