Head of Auto Acquisition Risk & Loss Estimation

Next Frontier Capital; Columbus (OH); On-site; USD 180,000 - 250,000; Full time

Benefits offered by this job

Health coverage

Retirement savings plan

Equity compensation

Total rewards package

Job summary

JPMorgan Chase & Co. seeks an Executive Director to lead Auto Acquisitions Risk, overseeing Originations Loss Estimation and Direct-to-Consumer credit risk across Chase Auto.

You will strategize loss estimation modernization, leverage ML models, and guide governance and risk controls while collaborating with Product, Finance, Modeling, and Technology teams to drive responsible growth.

Qualifications

• Bachelor’s degree required.
• 10+ years of credit risk management experience.
• Strong understanding of consumer lending P&Ls and key drivers of loss and profitability.
• Demonstrated ability to lead and develop high-performing teams.
• Strong understanding of Credit Risk Models including Machine Learning and Logistic regression models.
• Proven track record in product collaboration, risk analytics, and stakeholder management.
• Exceptional analytical, strategic thinking, and problem-solving skills.
• Excellent communication and presentation skills with experience engaging senior leaders and external partners.
• Experience with audit processes and maintaining strong documentation and controls.

Responsibilities

• Lead the Originations Loss Estimation and Direct-to-Consumer teams within Auto Acquisitions Risk.
• Oversee loss estimation methodologies used to support pricing and profitability decisions across all Chase Auto channels.
• Drive redevelopment of loss estimation capabilities leveraging advanced analytics and machine learning models.
• Enhance credit risk criteria for Direct-to-Consumer channels, including prequalification, preapproval, and refinance programs.
• Establish strong governance, monitoring, documentation, and control frameworks for loss estimation and Direct-to-Consumer processes.
• Work with Product, Marketing, Finance, Modeling, and Technology teams to optimize growth and risk-adjusted returns.
• Monitor portfolio performance and implement credit criteria enhancements to improve outcomes and business results.
• Develop a high-performing team through talent management, coaching, and leadership development.

Skills

Credit risk management

Leadership

Stakeholder management

ML & risk modeling

Communication

Analytical thinking

Problem solving

Education

Bachelor's degree

Tools

Python

SAS

ML frameworks

Job description

JPMorgan Chase & Co. seeks an Executive Director to lead Auto Acquisitions Risk, overseeing Originations Loss Estimation and Direct-to-Consumer credit risk across Chase Auto.

You will strategize loss estimation modernization, leverage ML models, and guide governance and risk controls while collaborating with Product, Finance, Modeling, and Technology teams to drive responsible growth.