Remote Auto Underwriter II - Fast Credit Decisions

Next Frontier Capital; San Diego (CA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health care coverage

Retirement savings plan

Tuition reimbursement

Mental health support

Job summary

Chase Auto Indirect Originations Underwriting is seeking an Underwriter II to review credit applications, make timely decisions, and support daily underwriting operations from home. You’ll balance risk with profitability and maintain strong dealer relationships while meeting required response times and quality standards.

Key focus areas include ROE, volume, and conversion targets, with a collaborative team culture, ongoing improvement, and clear guidelines for decision quality.

Qualifications

• 2+ years of credit experience, with Auto Finance experience.
• Experience reviewing credit bureau reports.
• Superior analytical skills with excellent written and verbal communication.

Responsibilities

• Review credit applications and render the appropriate credit decision within policy and regulations.
• Review policy and pricing exceptions and assist in daily operations.
• Structure decisions to maximize profit and strengthen relationships.
• Review and approve automobile applications with emphasis on response time and quality.
• Meet or exceed targets for return on equity, volume, conversion ratios, and other metrics.
• Initiate sales calls and prepare written follow-up.
• Provide prompt, accurate responses to inquiries.

Skills

Credit decisioning

Analytical skills

Communication skills

Judgment and decisiveness

Leadership ability

Sales experience (preferred)

Job description

Chase Auto Indirect Originations Underwriting is seeking an Underwriter II to review credit applications, make timely decisions, and support daily underwriting operations from home. You’ll balance risk with profitability and maintain strong dealer relationships while meeting required response times and quality standards.

Key focus areas include ROE, volume, and conversion targets, with a collaborative team culture, ongoing improvement, and clear guidelines for decision quality.