Senior Auto Finance Underwriter

Next Frontier Capital; Tempe (AZ); Hybrid; USD 85,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Tuition reimbursement

Mental health support

Financial coaching

Job summary

Chase Auto, a leader in auto financing, seeks an Underwriter III in Auto Finance to review policy and pricing exceptions, structure profitable decisions, and process applications with speed and quality. The role emphasizes ROE, volume, and conversion targets while supporting customer inquiries and cross-functional collaboration.

The position features a hybrid schedule (3 days in office, 2 from home) and participation in a broad suite of consumer and dealer financing services.

Qualifications

• 5+ years of experience in credit auto.
• Experience reviewing credit bureau reports.
• Proficiency in credit decisioning and understanding consumer credit regulations.
• Knowledge of indirect loan, refinance, direct and lease programs, and bank products/services.
• Expert knowledge of credit philosophy, policies, loan documentation and related legal issues.
• Thorough understanding of bank policies, procedures, products, and risks.
• Superior analytical and communication skills.
• Results-driven with leadership capabilities.

Responsibilities

• Review credit applications and make credit decisions per policy and regulations.
• Assist in daily operations by reviewing policy and pricing exceptions.
• Structure decisions to maximize profit and strengthen relationships.
• Process automobile applications with focus on response time, volume, and approval quality.
• Meet or exceed ROE, volume, and conversion targets and other metrics.
• Initiate sales calls and provide follow-ups when needed.
• Respond promptly and accurately to customer inquiries.

Skills

Credit bureau reviews

Credit decisioning

Indirect loan experience

Loan documentation knowledge

Policies & compliance

Analytical skills

Leadership

Sales/Leasing experience

Job description

Chase Auto, a leader in auto financing, seeks an Underwriter III in Auto Finance to review policy and pricing exceptions, structure profitable decisions, and process applications with speed and quality. The role emphasizes ROE, volume, and conversion targets while supporting customer inquiries and cross-functional collaboration.

The position features a hybrid schedule (3 days in office, 2 from home) and participation in a broad suite of consumer and dealer financing services.