Remote AI-Driven Car Insurance Actuary

Lemonade; United States; On-site; USD 125,000 - 140,000; Full time

Benefits offered by this job

Remote work

Equity

Job summary

Lemonade in the United States is seeking an Actuarial Associate to apply disciplined actuarial methods to car insurance pricing, distribution, underwriting and claims, using data science to keep pricing fair, accurate and scalable.

The role emphasizes AI-driven learning, cross-functional collaboration with Underwriting, Product, Claims and BI, and remote work. You’ll own pricing, support rate filings for ML models, monitor results and identify opportunities for improved profitability.

Qualifications

• 4+ years of P&C actuarial experience, preferably in personal lines pricing.
• 5 CAS exams, preferred.
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related field.
• Working knowledge of data science languages (R or Python) and SQL.
• Familiarity with predictive modeling concepts (GLMs, decision trees, gradient boosting machines, random forests, clustering).
• A genuine sensitivity to model transparency and ethics.
• Excitement about learning and growing alongside AI — this isn't optional, it's how we work.
• Ability to work in a remote environment.

Responsibilities

• Own and develop expertise on car rating plans and rate indications
• Contribute to predictive modeling projects in close partnership with the Data Science team
• Craft rate filing support for new machine learning models
• Identify pricing and underwriting opportunities based on ongoing monitoring of results
• Build a knowledge base of competitor rating strategies and the broader competitive landscape
• Partner cross-functionally with Underwriting, Product, Claims, and BI to drive alignment and action
• Advance your actuarial credentials through recognized qualifications and industry research, bringing those learnings directly into your work

Skills

R/Python programming

SQL proficiency

Predictive modeling

Education

Bachelor's degree in Actuarial Science/Math/Statistics

Job description

Lemonade in the United States is seeking an Actuarial Associate to apply disciplined actuarial methods to car insurance pricing, distribution, underwriting and claims, using data science to keep pricing fair, accurate and scalable.

The role emphasizes AI-driven learning, cross-functional collaboration with Underwriting, Product, Claims and BI, and remote work. You’ll own pricing, support rate filings for ML models, monitor results and identify opportunities for improved profitability.