Remote Actuarial Associate — AI-Driven Car Pricing

Lemonade, Inc.; United States; Remote; USD 125,000 - 140,000; Full time

Job summary

Lemonade, Inc. is hiring an Actuarial Associate to push auto insurance pricing into the future. You’ll apply actuarial discipline to distribution, underwriting, and claims, using data science to ensure fair, accurate pricing at scale.

We value drive, efficiency, and adaptability, and we work with an AI-first mindset. This role supports car rating plans, collaborates with Data Science, and advances actuarial credentials while operating in a fully remote environment.

Qualifications

• 4+ years of P&C actuarial experience, preferably in personal lines pricing.
• 5 CAS exams, preferred
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field.
• Working knowledge of data science programming languages like R or Python, and proficiency in SQL.
• Familiarity with predictive modeling concepts, including GLMs, decision trees, gradient boosting machines, random forests, and clustering.
• A genuine sensitivity to model transparency and ethics.
• Excitement about learning and growing alongside AI — this isn't optional, it's how we work.
• Ability to work in a remote environment.
• We are unable to sponsor applicants for work visas.
• Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Responsibilities

• Own and develop expertise on our car rating plans and rate indications.
• Contribute to predictive modeling projects in close partnership with the Data Science team
• Craft rate filing support for new machine learning models
• Identify pricing and underwriting opportunities based on ongoing monitoring of results
• Build a knowledge base of competitor rating strategies and the broader competitive landscape
• Partner cross-functionally with Underwriting, Product, Claims, and BI to drive alignment and action
• Advance your actuarial credentials through recognized qualifications and industry research, bringing those learnings directly into your work

Skills

P&C pricing

Actuarial experience

Remote work

Ethics awareness

Education

Bachelor's degree in Actuarial Science

Tools

Python

R

SQL

Job description

Lemonade, Inc. is hiring an Actuarial Associate to push auto insurance pricing into the future. You’ll apply actuarial discipline to distribution, underwriting, and claims, using data science to ensure fair, accurate pricing at scale.

We value drive, efficiency, and adaptability, and we work with an AI-first mindset. This role supports car rating plans, collaborates with Data Science, and advances actuarial credentials while operating in a fully remote environment.