Relationship Manager III

Shore United Bank; Owings Mills (MD); On-site; USD 115,000 - 185,000; Full time

Benefits offered by this job

Health insurance

401k with company match

Paid time off

Education assistance

Parental leave

Job summary

Shore United Bank in Owings Mills, MD, seeks a Relationship Manager III to partner with commercial clients, develop loans, and manage a growing loan portfolio while coordinating with internal credit and lending teams.

This full-time role emphasizes community involvement, meeting loan and deposit goals, and delivering exceptional service in a collaborative bank environment.

Qualifications

• High school diploma or GED; undergraduate degree preferred.

Responsibilities

• Develop loans, maintain loan portfolio, collect delinquent loans, and service client base.

Skills

Business development

Relationship management

Financial analysis

Portfolio management

Education

High school diploma/GED

Bachelor's degree in business, finance, accounting, or related field

Tools

nCino credit system

Job description

Shore United Bank is seeking a full-time Relationship Manager III to join our team.As a Relationship Manager III, you'll partner with commercial clients to understand their goals, identify financing solutions, and provide ongoing support as their needs evolve. You'll manage and grow a commercial loan portfolio, collaborate with internal credit and lending teams, and play an active role in the communities we serve. If you're motivated by relationship building, business development, and delivering exceptional service, this is an opportunity to make a meaningful impact both inside and outside the bank.

What You'll Do:

A detailed list of job duties includes (but is not limited to):

• Develop loans, maintain loan portfolio, collect delinquent loans, service their client base, collect customer data and provide information as requested for Market Executive, Lending/Credit Administration and/or Regional President.
• Prepares documentation and supporting information for credit decision recommendations and works with the credit department and loan portfolio specialists to prepare credit memos in nCino.
• Responsible for resolving all outstanding documentation and loan expectations.
• Achieve loan, deposit, and referral goals as defined in incentive compensation plan.
• Reports pertinent information to immediate supervisor as required; compiles necessary information as directed and provides data to appropriate Bank personnel.
• Actively participate in community events and maintain membership(s) in local, non-profit organizations (preferably in an executive/board role).
• Responds to inquiries or requests from other personnel, customers etc., within given time frames and within established procedure.
• Performs self-evaluation paperwork on or before the due date on an annual basis.
• Performs any duties assigned by the Market Executive/Regional President relating to the Bank and its functions
• Demonstrates compliance awareness by completing all required regulatory and compliance training (e.g., BSA, CRA, ECOA) on or before deadlines, and actively supporting all policies, procedures, and practices that promote risk management, safety, and regulatory adherence.

Location:

Owings Mills Branch - 9612 Reisterstown Rd., Owings Mills, MD 21117

Position Type/Expected Hours of Work:

• Full-time.
• Exempt.
• Days of Work: Monday-Friday.

Required Education and Experience:

• High school diploma/GED equivalent.
• Bachelor's degree in business, finance, accounting, or related field or a comparable level of experience and education.
• 5-10 years of commercial lending or commercial banking experience, including proven business development success.
• Experience with complex loan structuring, financial analysis, and portfolio management.

Compensation:

• The pay range for this position is $115,00 to $185,000 annually.
• Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

Company Benefits:

• Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
• Comprehensive benefits package for full-time, permanent employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
• Paid parental leave
• 401k savings plan with up to a 4% company match
• Employee Stock Purchase Plan
• Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
• Opportunity for growth and advancement
• Paid training program and continuous training sessions throughout the year on various topics
• Generous paid time off and paid sick time
• Community involvement opportunities

Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you.In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.

Shore United Bank is an Affirative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.