Relationship Manager III

Davita Inc.; Austin (TX); On-site; USD 80,000 - 130,000; Full time

Job summary

A leading financial institution is seeking a Commercial Lender in Austin, Texas. The role entails soliciting business, analyzing loan applications, and managing a diverse portfolio. The ideal candidate will possess strong interpersonal and customer service skills, with a Bachelor's degree and 6-8 years of experience in commercial lending.

Qualifications

• 6-8 years experience in a financial institution as a commercial lender.
• Knowledgeable of lending practices.
• Proven ability to develop new business and manage a portfolio.

Responsibilities

• Solicits business from customers and processes loan applications.
• Analyzes financial status and credit of applicants.
• Manages a portfolio of consumer and commercial loans.

Skills

Interpersonal skills

Customer service skills

Sales oriented

Education

Bachelor's degree

Job description

Description

What The Role Is

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

How You Will Make An Impact

• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.


• Interviews commercial applicants and processes loan applications.


• Analyzes applicant's financial status and credit to determine feasibility of granting loan.


• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.


• Approves loans that meet established lending criteria and are within approved lending limits.


• Maintains customer relationships.


• Manages a portfolio of consumer and commercial loans (primarily commercial).


• May coordinate some collection efforts.


• Provides and maintains a professional, business-like atmosphere within the banking division.


• Represents the financial institution in public relations activities and community affairs.

Who You Are

• Excellent interpersonal and customer service skills.


• Sales oriented.


• Strong desire to be part of a winning team that is growing our presence.

Education

• Bachelor's degree or equivalent work experience.

Experience

• A minimum of 6-8 years experience in a financial institution as a commercial lender.


• Knowledgeable of laws and regulations applicable to lending practices.


• Proven history of developing new business and successfully managing a portfolio.

Characteristics

• Regular and reliable attendance.


• Works cooperatively with others.


• Strong Interpersonal skills


• Excellent foundation in commercial lending.

This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.

Cadence Bank

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Qualifications

Behaviors

Team Player - Works well as a member of a group
Dedicated - Devoted to a task or purpose with loyalty or integrity

Motivations

Goal Completion - Inspired to perform well by the completion of tasks
Self-Starter - Inspired to perform without outside help
Ability to Make an Impact - Inspired to perform well by the ability to contribute to the success of a project or the organization

Education

Bachelors (required)

Experience

*Knowledgeable of laws and regulations applicable to lending practices. (required)
6 - 8 years: Experience working in a financial institution as a commercial lender. (required)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.