Relationship Manager I

Mission Bank; Ventura (CA); On-site; USD 128,000 - 160,000; Full time

Benefits offered by this job

401K

Medical benefits (PPO/HMO)

Vision

Dental

Disability insurance

11 paid holidays

Job summary

Mission Bank in Ventura seeks a Relationship Manager I to originate and service a mix of business and personal loans and lines of credit, both secured and unsecured, while expanding the local client base. You will call on prospects and existing customers, provide financial counsel, manage loan documentation, and ensure compliance with laws.

This role also mentors junior relationship managers. This position offers a competitive target compensation and opportunities for advancement within a

Qualifications

• 3 to 5 years of banking/lending experience.
• Strong lending and accounting skills.

Responsibilities

• Meet and exceed monthly performance-based goals.
• Develop and implement a sales plan to attract new business and deepen existing relationships.
• Acquire and service business relationships, including deposits, treasury management, loans, and credit products.
• Expand client base by networking, referrals, and targeting local prospects.
• Mentor junior Relationship Managers and coach for advancement.

Skills

Banking experience

Lending knowledge

Relationship management

Sales planning

Job description

Our Ventura Lending team is looking for a Relationship Manager I!

This role makes and services all types of business and individual loans and lines of credit, both secured and unsecured. Calls on potential or existing customers to develop new business and increase or retain existing business relationships. Keeps informed as to the status of loans in their portfolio. Provides financial counsel to current and prospective customers. Handles all but more complex types of loans.

Target compensation: $128,355-$160,443

Experience and Skills

Essential Responsibilities include but are not limited to:

• Meet and exceed your monthly performance based goals.
• Develop and implement a sales plan to attract new business to Mission Bank while maintaining and deepening existing relationships.
• 3. Responsible for acquiring and servicing business relationships, in accordance with set goals including: multiple business and individual deposit accounts, Treasury Management services, all loans and lines of credit, merchant accounts and all product lines available.
• 4. Proactively looks to expand client base by cultivating referral relationships, participating in networking functions, soliciting/telemarketing target market clients/prospects and building a book of business in the local community.
• 5. Reviews, processes and prepares documentation for new accounts and loans to ensure compliance to legal and bank requirements.
• 6. Perform more complex banking transactions; conform to legal and bank requirements; cross sell bank products and services; execute client transactions in a timely and efficient manner.
• 7. Mentor lower level Relationship Managers and leverage your knowledge to aid in their advancement by proactively coaching and training areas of weakness.
• 8. Enhance the loyalty and profitability of existing relationships, growing new profitable relationships, and referring opportunities to other parts of the company.
• 9. Ability to perform multiple tasks simultaneously.
• 10. Additional duties may be required as needed.
• Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations, with an emphasis on the AML/CFT/CIP.

REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

Desired Requirements

• Generally has 3 to 5 years experience in banking/lending.
• Possess strong lending and accounting skills.

401K, Competitive Medical: PPO, HMO, Vision, Dental, Short-term and long-term disability, 11 paid holidays!

Mission Bank is an Equal Opportunity Employer and with opportunities for advancement. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, protected veteran status, or other protected categories.

Mission Bank is an Equal Opportunity Employer and with opportunities for advancement. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, protected veteran status, or other protected categories.

IMPORTANT: APPLICANTS PLEASE READ Qualified applicants are considered for employment, and employees are treated during employment without regard to race, color, religion, national origin, citizenship, age, sex, marital status, ancestry, physical or mental disability, veteran status or sexual orientation. Solely to help us comply with federal and state Equal Opportunity record keeping, reporting, and other legal requirements, we request that you complete this data information questionnaire.PLEASE NOTE: Refusal to complete this information will not subject any applicant or employee to adverse treatment. The information that you provide will be recorded and maintained in a confidential file, separate from all other records. This information will not be used in consideration for your employment.

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Veteran

This employer may be a Government contractor subject to the Vietnam Era Veterans' Readjustment Assistance Act of 1974, as amended by the Jobs for Veterans Act of 2002, 38 U.S.C. 4212 (VEVRAA), which requires Government contractors to take affirmative action to employ and advance in employment:

• Disabled veterans;
• Recently separated veterans;
• Active duty wartime or campaign badge veterans;
• Armed Forces service medal veterans.

• These classifications are defined as follows:
• A \"disabled veteran\" is one of the following:
• A veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs;
• A person who was discharged or released from active duty because of a service-connected disability.
• A \"recently separated veteran\" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.
• An \"active duty wartime or campaign badge veteran\" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.
• An \"Armed forces service medal veteran\" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Protected veterans may have additional rights under USERRA - the Uniformed Services Employment and Reemployment Rights Act. In particular, if you were absent from employment in order to perform service in the uniformed service, you may be entitled to be reemployed by your employer in the position you would have obtained with reasonable certainty if not for the absence due to service. For more information, call the U.S. Department of Labor's Veterans Employment and Training Service (VETS), toll- free, at 1-866-4-USA-DOL.

If you believe you belong to any of the categories of protected Veterans listed above, please indicate by checking the appropriate box below. As a government contractor subject to VEVRAA, we request this information to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA.

• I identify as one or more of the classifications of protected Veteran listed above