Relationship Manager (CRE experience with ground-up Construction & Bridge Loans required)

Jobot; Costa Mesa (CA); On-site; USD 150,000 - 230,000; Full time

Benefits offered by this job

Commissions

Profit sharing

Flexible work environment

Annual bonus

Medical insurance

Dental insurance

Vision insurance

401k

Job summary

Jobot is seeking a Relationship Manager with CRE lending expertise and a strong background in ground-up construction and bridge loan transactions. You will lead underwriting, assess borrower financials, sponsors, and market conditions to determine deal viability.

The role requires deep CRE experience and the ability to structure transactions with appropriate terms and risk mitigants. Enjoy a well-established California banking environment with strong incentives.

Qualifications

• 10+ years of experience in Commercial Real Estate (CRE) lending, including origination support and portfolio management.
• Experience with ground-up construction properties and CRE product types (Bridge, Perm, LOC).
• Ability to assess sponsor strength, market conditions, tenancy, cash flow and collateral quality.

Responsibilities

• Lead underwriting and credit analysis for CRE transactions, evaluating borrower financials and sponsor strength.
• Apply market-standard credit metrics and scenario analysis to assess risk and viability.
• Structure transactions with appropriate terms, covenants, reserves, and recourse arrangements.

Skills

CRE lending

Credit analysis

Underwriting

Ground-up construction

Job description

Relationship Manager (CRE experience with ground-up Construction & Bridge Loans required)

Jobot Job is hosted by: Joseph Calabrese

A bit about us

We are a well-established California bank that has been in operation for over 100 years

Why join us?

• Multiple Metric bonuses
• Commissions
• Profit sharing contribution
• Flexible work environment
• Annual Bonus
• Strong benefits (M,D,V, and 401k)

Job Details

• Lead underwriting and credit analysis for CRE transactions, including evaluation of borrower financials, guarantor strength, global cash flow, liquidity, contingent liabilities, and sponsor experience.
• Apply market-standard credit metrics (DSCR, LTV, guarantor analysis, covenanting, Debt Yield, break-even occupancy) and scenario analysis to independently assess transaction viability and risk.
• Evaluate collateral and market fundamentals, including submarket conditions, tenant concentration and rollover, rent comparables, capital expenditure needs, and exit strategies
• Structure transactions with appropriate terms, pricing, and risk mitigants—including covenants, reserves, guarantees, amortization, and recourse/non-recourse structures

Requirements

• 10+ years of experience in Commercial Real Estate (CRE) lending, including origination support and portfolio management.
• Working knowledge of CRE product types, including Bridge, Permanent (Perm), and Lines of Credit.
• Experience supporting typical transaction sizes in the $5MM–$30MM range or demonstrated ability to support transactions of similar scope/complexity.
• Experience with ground-up construction properties
• Underwriting support experience with the ability to identify key risks related to sponsor strength, market conditions, tenancy, cash flow, and collateral quality

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.